12/F F (FLAT 6)
in HO SHUN KING BUILDING BLOCK 1 (BLOCK A)
Yuen Long District · New Territories West
Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$314K, with repayments around HK$13,717/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$314K · loan HK$2.83M · min. income ≈ HK$27,434/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Yuen Long Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- F (FLAT 6)
- Saleable Area
- 324 Saleable ft²
- Gross Area
- 456 ft²
- Efficiency
- 71%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-08 | HK$3.00M | −20.0% 3.1y · −6.0%/yr |
| 2023-04-04 | HK$3.75M | −15.3% 3.9y · −4.0%/yr |
| 2019-05-14 | HK$4.43M | +170.0% 7.2y · 24.0%/yr |
| 2012-02-27 | HK$1.64M | +33.3% |
| 2010-06-14 | HK$1.23M | — |