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At today's rate and a 90% mortgage, the deposit on this unit is about HK$311K, with repayments around HK$13,584/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$311K · loan HK$2.80M · min. income ≈ HK$27,168/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Yuen Long Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- B
- Saleable Area
- 307 Saleable ft²
- Gross Area
- 382 ft²
- Efficiency
- 80%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-22 | HK$2.92M | +12.3% 4.0y · −8.0%/yr |
| 2016-07-06 | HK$2.60M | +78.1% 5.2y · 15.0%/yr |
| 2011-05-06 | HK$1.46M | +180.8% |
| 2005-03-17 | HK$520K | −10.3% |
| 2001-08-22 | HK$580K | −40.8% |
| 1997-04-02 | HK$980K | +55.6% |
| 1995-07-29 | HK$630K | — |