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Crescira AVM · estimated value Medium confidence
HK$2.83M
≈ HK$9,213 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$283K, with repayments around HK$12,338/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$11,610
−HK$728/mo
▼ 0.25% · 3.875%
HK$11,971
−HK$367/mo
Today · 4.125%
HK$12,338
baseline
▲ 0.50% · 4.625%
HK$13,088
+HK$750/mo

Deposit HK$283K · loan HK$2.55M · min. income ≈ HK$24,676/mo (50% DSR)

Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
7/F
Flat
C
Saleable Area
307 ft²
Gross Area
382 ft²
Efficiency
80%
District
Yuen Long District · New Territories West
School net (POA)
74

Transaction History

Date Price Gain / loss
2023-11-08 HK$3.22M −12.5%
5.8y
2018-01-22 HK$3.68M +47.2%
3.3y
2014-10-10 HK$2.50M +68.9%
3.6y
2011-02-23 HK$1.48M +76.2%
1.4y
2009-09-23 HK$840K +15.1%
2008-06-10 HK$730K +21.7%
2005-08-09 HK$600K −24.1%
6.8y
1998-09-26 HK$790K −21.8%
1997-04-10 HK$1.01M +80.4%
1.0y
1996-04-02 HK$560K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yuen Long (Light Rail)
≈ 4 min walk · 259 m
Education
26
schools within 1 km (14 within 500 m)
Daily convenience
43
within 1 km (22 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
31
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Yuen Long Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 26 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 31 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com