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At today's rate and a 90% mortgage, the deposit on this unit is about HK$314K, with repayments around HK$13,706/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$314K · loan HK$2.83M · min. income ≈ HK$27,412/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Yuen Long Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- G
- Saleable Area
- 309 Saleable ft²
- Gross Area
- 431 ft²
- Efficiency
- 72%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-10-14 | HK$4.15M | +36.9% 3.1y · 12.0%/yr |
| 2016-08-31 | HK$3.03M | +34.7% 3.6y · 10.0%/yr |
| 2013-02-14 | HK$2.25M | +51.0% |
| 1997-08-27 | HK$1.49M | +19.2% |
| 1997-07-08 | HK$1.25M | +4.2% |
| 1997-04-23 | HK$1.20M | +26.3% |
| 1997-02-15 | HK$950K | — |