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At today's rate and a 90% mortgage, the deposit on this unit is about HK$339K, with repayments around HK$14,775/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$339K · loan HK$3.05M · min. income ≈ HK$29,550/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Yuen Long Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- A
- Saleable Area
- 356 Saleable ft²
- Gross Area
- 499 ft²
- Efficiency
- 71%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-17 | HK$4.70M | +23.7% 3.3y · 7.0%/yr |
| 2017-07-24 | HK$3.80M | +34.8% 3.1y · 11.0%/yr |
| 2014-06-03 | HK$2.82M | +61.1% |
| 2012-02-28 | HK$1.75M | +12.9% |
| 2010-12-09 | HK$1.55M | +6.2% |
| 1997-07-15 | HK$1.46M | — |