▼ 0.50% · 3.625%
HK$3,975
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,098
−HK$126/mo
Today · 4.125%
HK$4,224
baseline
▲ 0.50% · 4.625%
HK$4,481
+HK$257/mo
Deposit HK$872K · loan HK$872K · min. income ≈ HK$8,448/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,422
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,540
−HK$121/mo
Today · 4.125%
HK$4,661
baseline
▲ 0.50% · 4.625%
HK$4,906
+HK$245/mo
Deposit HK$872K · loan HK$872K · min. income ≈ HK$9,322/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,372
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,508
−HK$138/mo
Today · 4.125%
HK$4,646
baseline
▲ 0.50% · 4.625%
HK$4,929
+HK$283/mo
Deposit HK$784K · loan HK$959K · min. income ≈ HK$9,292/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,864
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,994
−HK$133/mo
Today · 4.125%
HK$5,127
baseline
▲ 0.50% · 4.625%
HK$5,397
+HK$270/mo
Deposit HK$784K · loan HK$959K · min. income ≈ HK$10,254/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,770
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,918
−HK$151/mo
Today · 4.125%
HK$5,069
baseline
▲ 0.50% · 4.625%
HK$5,377
+HK$308/mo
Deposit HK$697K · loan HK$1.05M · min. income ≈ HK$10,138/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,306
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,448
−HK$145/mo
Today · 4.125%
HK$5,593
baseline
▲ 0.50% · 4.625%
HK$5,888
+HK$295/mo
Deposit HK$697K · loan HK$1.05M · min. income ≈ HK$11,186/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,167
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,328
−HK$163/mo
Today · 4.125%
HK$5,491
baseline
▲ 0.50% · 4.625%
HK$5,825
+HK$334/mo
Deposit HK$610K · loan HK$1.13M · min. income ≈ HK$10,982/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,748
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,902
−HK$157/mo
Today · 4.125%
HK$6,059
baseline
▲ 0.50% · 4.625%
HK$6,378
+HK$319/mo
Deposit HK$610K · loan HK$1.13M · min. income ≈ HK$12,118/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,564
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,738
−HK$175/mo
Today · 4.125%
HK$5,913
baseline
▲ 0.50% · 4.625%
HK$6,273
+HK$360/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$11,826/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,190
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,356
−HK$169/mo
Today · 4.125%
HK$6,525
baseline
▲ 0.50% · 4.625%
HK$6,869
+HK$344/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$13,050/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,962
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,147
−HK$189/mo
Today · 4.125%
HK$6,336
baseline
▲ 0.50% · 4.625%
HK$6,721
+HK$385/mo
Deposit HK$436K · loan HK$1.31M · min. income ≈ HK$12,672/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,633
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,810
−HK$181/mo
Today · 4.125%
HK$6,991
baseline
▲ 0.50% · 4.625%
HK$7,359
+HK$368/mo
Deposit HK$436K · loan HK$1.31M · min. income ≈ HK$13,982/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,359
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,557
−HK$201/mo
Today · 4.125%
HK$6,758
baseline
▲ 0.50% · 4.625%
HK$7,169
+HK$411/mo
Deposit HK$349K · loan HK$1.39M · min. income ≈ HK$13,516/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,075
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,265
−HK$192/mo
Today · 4.125%
HK$7,457
baseline
▲ 0.50% · 4.625%
HK$7,850
+HK$393/mo
Deposit HK$349K · loan HK$1.39M · min. income ≈ HK$14,914/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,757
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,967
−HK$214/mo
Today · 4.125%
HK$7,181
baseline
▲ 0.50% · 4.625%
HK$7,618
+HK$437/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$14,362/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,517
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,719
−HK$204/mo
Today · 4.125%
HK$7,923
baseline
▲ 0.50% · 4.625%
HK$8,341
+HK$418/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$15,846/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,154
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,377
−HK$226/mo
Today · 4.125%
HK$7,603
baseline
▲ 0.50% · 4.625%
HK$8,066
+HK$463/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$15,206/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,959
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,173
−HK$216/mo
Today · 4.125%
HK$8,389
baseline
▲ 0.50% · 4.625%
HK$8,831
+HK$442/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$16,778/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).