▼ 0.50% · 3.625%
HK$4,566
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,708
−HK$144/mo
Today · 4.125%
HK$4,852
baseline
▲ 0.50% · 4.625%
HK$5,148
+HK$296/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,704/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,080
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,216
−HK$138/mo
Today · 4.125%
HK$5,354
baseline
▲ 0.50% · 4.625%
HK$5,636
+HK$282/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,708/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,023
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,179
−HK$159/mo
Today · 4.125%
HK$5,338
baseline
▲ 0.50% · 4.625%
HK$5,662
+HK$324/mo
Deposit HK$901K · loan HK$1.10M · min. income ≈ HK$10,676/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,588
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,737
−HK$152/mo
Today · 4.125%
HK$5,889
baseline
▲ 0.50% · 4.625%
HK$6,200
+HK$311/mo
Deposit HK$901K · loan HK$1.10M · min. income ≈ HK$11,778/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,479
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,650
−HK$173/mo
Today · 4.125%
HK$5,823
baseline
▲ 0.50% · 4.625%
HK$6,177
+HK$354/mo
Deposit HK$801K · loan HK$1.20M · min. income ≈ HK$11,646/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,096
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,259
−HK$166/mo
Today · 4.125%
HK$6,425
baseline
▲ 0.50% · 4.625%
HK$6,764
+HK$339/mo
Deposit HK$801K · loan HK$1.20M · min. income ≈ HK$12,850/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,936
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,120
−HK$188/mo
Today · 4.125%
HK$6,308
baseline
▲ 0.50% · 4.625%
HK$6,692
+HK$384/mo
Deposit HK$701K · loan HK$1.30M · min. income ≈ HK$12,616/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,604
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,781
−HK$179/mo
Today · 4.125%
HK$6,960
baseline
▲ 0.50% · 4.625%
HK$7,327
+HK$367/mo
Deposit HK$701K · loan HK$1.30M · min. income ≈ HK$13,920/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,392
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,591
−HK$202/mo
Today · 4.125%
HK$6,793
baseline
▲ 0.50% · 4.625%
HK$7,207
+HK$414/mo
Deposit HK$601K · loan HK$1.40M · min. income ≈ HK$13,586/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,111
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,302
−HK$194/mo
Today · 4.125%
HK$7,496
baseline
▲ 0.50% · 4.625%
HK$7,891
+HK$395/mo
Deposit HK$601K · loan HK$1.40M · min. income ≈ HK$14,992/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,849
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,062
−HK$216/mo
Today · 4.125%
HK$7,278
baseline
▲ 0.50% · 4.625%
HK$7,721
+HK$443/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$14,556/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,619
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,824
−HK$207/mo
Today · 4.125%
HK$8,031
baseline
▲ 0.50% · 4.625%
HK$8,454
+HK$423/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$16,062/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,306
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,533
−HK$231/mo
Today · 4.125%
HK$7,764
baseline
▲ 0.50% · 4.625%
HK$8,236
+HK$472/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$15,528/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,127
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,345
−HK$221/mo
Today · 4.125%
HK$8,566
baseline
▲ 0.50% · 4.625%
HK$9,018
+HK$452/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$17,132/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,762
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,004
−HK$245/mo
Today · 4.125%
HK$8,249
baseline
▲ 0.50% · 4.625%
HK$8,751
+HK$502/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$16,498/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,635
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,867
−HK$235/mo
Today · 4.125%
HK$9,102
baseline
▲ 0.50% · 4.625%
HK$9,582
+HK$480/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$18,204/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,219
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,474
−HK$260/mo
Today · 4.125%
HK$8,734
baseline
▲ 0.50% · 4.625%
HK$9,266
+HK$532/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,468/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,143
−HK$494/mo
▼ 0.25% · 3.875%
HK$9,389
−HK$248/mo
Today · 4.125%
HK$9,637
baseline
▲ 0.50% · 4.625%
HK$10,145
+HK$508/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,274/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).