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At today's rate and a 90% mortgage, the deposit on this unit is about HK$236K, with repayments around HK$10,300/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$236K · loan HK$2.13M · min. income ≈ HK$20,600/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Tai Tong Road Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- B
- Saleable Area
- 211 Saleable ft²
- Gross Area
- 351 ft²
- Efficiency
- 60%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-28 | HK$3.10M | +2.6% 5.3y · 1.0%/yr |
| 2017-07-05 | HK$3.02M | +23.3% 2.2y · 10.0%/yr |
| 2015-04-17 | HK$2.45M | +111.2% |
| 2012-02-03 | HK$1.16M | +93.3% |
| 1998-11-17 | HK$600K | — |