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At today's rate and a 90% mortgage, the deposit on this unit is about HK$224K, with repayments around HK$9,773/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$224K · loan HK$2.02M · min. income ≈ HK$19,546/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Tai Tong Road Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 211 Saleable ft²
- Gross Area
- 351 ft²
- Efficiency
- 60%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-10 | HK$3.18M | +292.6% 10.8y · 27.0%/yr |
| 2009-11-27 | HK$810K | +15.7% |
| 2008-08-20 | HK$700K | +48.9% |
| 2007-11-15 | HK$470K | +0.0% |
| 2006-10-23 | HK$470K | −50.5% |
| 1997-04-07 | HK$950K | +26.7% |
| 1997-01-08 | HK$750K | +21.0% |
| 1996-07-12 | HK$620K | +34.8% |
| 1996-05-04 | HK$460K | — |