▼ 0.50% · 3.625%
HK$3,794
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,912
−HK$120/mo
Today · 4.125%
HK$4,032
baseline
▲ 0.50% · 4.625%
HK$4,277
+HK$245/mo
Deposit HK$832K · loan HK$832K · min. income ≈ HK$8,064/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,221
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,334
−HK$115/mo
Today · 4.125%
HK$4,449
baseline
▲ 0.50% · 4.625%
HK$4,683
+HK$234/mo
Deposit HK$832K · loan HK$832K · min. income ≈ HK$8,898/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,173
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,303
−HK$132/mo
Today · 4.125%
HK$4,435
baseline
▲ 0.50% · 4.625%
HK$4,705
+HK$270/mo
Deposit HK$749K · loan HK$915K · min. income ≈ HK$8,870/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,643
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,767
−HK$127/mo
Today · 4.125%
HK$4,894
baseline
▲ 0.50% · 4.625%
HK$5,152
+HK$258/mo
Deposit HK$749K · loan HK$915K · min. income ≈ HK$9,788/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,553
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,694
−HK$144/mo
Today · 4.125%
HK$4,838
baseline
▲ 0.50% · 4.625%
HK$5,133
+HK$295/mo
Deposit HK$666K · loan HK$998K · min. income ≈ HK$9,676/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,065
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,201
−HK$138/mo
Today · 4.125%
HK$5,339
baseline
▲ 0.50% · 4.625%
HK$5,620
+HK$281/mo
Deposit HK$666K · loan HK$998K · min. income ≈ HK$10,678/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,932
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,086
−HK$155/mo
Today · 4.125%
HK$5,241
baseline
▲ 0.50% · 4.625%
HK$5,560
+HK$319/mo
Deposit HK$582K · loan HK$1.08M · min. income ≈ HK$10,482/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,487
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,634
−HK$149/mo
Today · 4.125%
HK$5,783
baseline
▲ 0.50% · 4.625%
HK$6,088
+HK$305/mo
Deposit HK$582K · loan HK$1.08M · min. income ≈ HK$11,566/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,312
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,477
−HK$168/mo
Today · 4.125%
HK$5,645
baseline
▲ 0.50% · 4.625%
HK$5,988
+HK$343/mo
Deposit HK$499K · loan HK$1.16M · min. income ≈ HK$11,290/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,909
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,068
−HK$160/mo
Today · 4.125%
HK$6,228
baseline
▲ 0.50% · 4.625%
HK$6,557
+HK$329/mo
Deposit HK$499K · loan HK$1.16M · min. income ≈ HK$12,456/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,691
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,868
−HK$180/mo
Today · 4.125%
HK$6,048
baseline
▲ 0.50% · 4.625%
HK$6,416
+HK$368/mo
Deposit HK$416K · loan HK$1.25M · min. income ≈ HK$12,096/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,331
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,501
−HK$172/mo
Today · 4.125%
HK$6,673
baseline
▲ 0.50% · 4.625%
HK$7,025
+HK$352/mo
Deposit HK$416K · loan HK$1.25M · min. income ≈ HK$13,346/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,070
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,259
−HK$192/mo
Today · 4.125%
HK$6,451
baseline
▲ 0.50% · 4.625%
HK$6,844
+HK$393/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$12,902/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,753
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,934
−HK$184/mo
Today · 4.125%
HK$7,118
baseline
▲ 0.50% · 4.625%
HK$7,493
+HK$375/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$14,236/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,450
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,650
−HK$204/mo
Today · 4.125%
HK$6,854
baseline
▲ 0.50% · 4.625%
HK$7,271
+HK$417/mo
Deposit HK$250K · loan HK$1.41M · min. income ≈ HK$13,708/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,175
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,368
−HK$195/mo
Today · 4.125%
HK$7,563
baseline
▲ 0.50% · 4.625%
HK$7,962
+HK$399/mo
Deposit HK$250K · loan HK$1.41M · min. income ≈ HK$15,126/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,829
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,042
−HK$215/mo
Today · 4.125%
HK$7,257
baseline
▲ 0.50% · 4.625%
HK$7,699
+HK$442/mo
Deposit HK$166K · loan HK$1.50M · min. income ≈ HK$14,514/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,597
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,801
−HK$207/mo
Today · 4.125%
HK$8,008
baseline
▲ 0.50% · 4.625%
HK$8,430
+HK$422/mo
Deposit HK$166K · loan HK$1.50M · min. income ≈ HK$16,016/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).