▼ 0.50% · 3.625%
HK$3,806
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,924
−HK$120/mo
Today · 4.125%
HK$4,044
baseline
▲ 0.50% · 4.625%
HK$4,291
+HK$247/mo
Deposit HK$835K · loan HK$835K · min. income ≈ HK$8,088/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,234
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,347
−HK$116/mo
Today · 4.125%
HK$4,463
baseline
▲ 0.50% · 4.625%
HK$4,698
+HK$235/mo
Deposit HK$835K · loan HK$835K · min. income ≈ HK$8,926/mo (50% DSR)
Upfront cash ≈ HK$835K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,186
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,317
−HK$132/mo
Today · 4.125%
HK$4,449
baseline
▲ 0.50% · 4.625%
HK$4,720
+HK$271/mo
Deposit HK$751K · loan HK$918K · min. income ≈ HK$8,898/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,657
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,782
−HK$127/mo
Today · 4.125%
HK$4,909
baseline
▲ 0.50% · 4.625%
HK$5,168
+HK$259/mo
Deposit HK$751K · loan HK$918K · min. income ≈ HK$9,818/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,567
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,709
−HK$144/mo
Today · 4.125%
HK$4,853
baseline
▲ 0.50% · 4.625%
HK$5,149
+HK$296/mo
Deposit HK$668K · loan HK$1.00M · min. income ≈ HK$9,706/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,081
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,217
−HK$138/mo
Today · 4.125%
HK$5,355
baseline
▲ 0.50% · 4.625%
HK$5,637
+HK$282/mo
Deposit HK$668K · loan HK$1.00M · min. income ≈ HK$10,710/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,948
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,101
−HK$157/mo
Today · 4.125%
HK$5,258
baseline
▲ 0.50% · 4.625%
HK$5,578
+HK$320/mo
Deposit HK$584K · loan HK$1.08M · min. income ≈ HK$10,516/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,504
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,652
−HK$149/mo
Today · 4.125%
HK$5,801
baseline
▲ 0.50% · 4.625%
HK$6,107
+HK$306/mo
Deposit HK$584K · loan HK$1.08M · min. income ≈ HK$11,602/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,328
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,494
−HK$168/mo
Today · 4.125%
HK$5,662
baseline
▲ 0.50% · 4.625%
HK$6,007
+HK$345/mo
Deposit HK$501K · loan HK$1.17M · min. income ≈ HK$11,324/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,927
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,086
−HK$162/mo
Today · 4.125%
HK$6,248
baseline
▲ 0.50% · 4.625%
HK$6,577
+HK$329/mo
Deposit HK$501K · loan HK$1.17M · min. income ≈ HK$12,496/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,709
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,886
−HK$181/mo
Today · 4.125%
HK$6,067
baseline
▲ 0.50% · 4.625%
HK$6,436
+HK$369/mo
Deposit HK$417K · loan HK$1.25M · min. income ≈ HK$12,134/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,351
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,521
−HK$173/mo
Today · 4.125%
HK$6,694
baseline
▲ 0.50% · 4.625%
HK$7,047
+HK$353/mo
Deposit HK$417K · loan HK$1.25M · min. income ≈ HK$13,388/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,089
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,279
−HK$192/mo
Today · 4.125%
HK$6,471
baseline
▲ 0.50% · 4.625%
HK$6,865
+HK$394/mo
Deposit HK$334K · loan HK$1.34M · min. income ≈ HK$12,942/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,774
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,956
−HK$184/mo
Today · 4.125%
HK$7,140
baseline
▲ 0.50% · 4.625%
HK$7,517
+HK$377/mo
Deposit HK$334K · loan HK$1.34M · min. income ≈ HK$14,280/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,470
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,671
−HK$205/mo
Today · 4.125%
HK$6,876
baseline
▲ 0.50% · 4.625%
HK$7,294
+HK$418/mo
Deposit HK$250K · loan HK$1.42M · min. income ≈ HK$13,752/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,198
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,391
−HK$196/mo
Today · 4.125%
HK$7,587
baseline
▲ 0.50% · 4.625%
HK$7,986
+HK$399/mo
Deposit HK$250K · loan HK$1.42M · min. income ≈ HK$15,174/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,850
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,064
−HK$216/mo
Today · 4.125%
HK$7,280
baseline
▲ 0.50% · 4.625%
HK$7,723
+HK$443/mo
Deposit HK$167K · loan HK$1.50M · min. income ≈ HK$14,560/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,621
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,825
−HK$208/mo
Today · 4.125%
HK$8,033
baseline
▲ 0.50% · 4.625%
HK$8,456
+HK$423/mo
Deposit HK$167K · loan HK$1.50M · min. income ≈ HK$16,066/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).