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At today's rate and a 90% mortgage, the deposit on this unit is about HK$326K, with repayments around HK$14,218/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$326K · loan HK$2.93M · min. income ≈ HK$28,436/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Yuen Long Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- 8
- Saleable Area
- 352 Saleable ft²
- Gross Area
- 453 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-10 | HK$3.11M | +0.3% 8.3y · 0.0%/yr |
| 2017-06-06 | HK$3.10M | +56.6% 4.6y · 12.0%/yr |
| 2012-11-13 | HK$1.98M | +61.0% |
| 2010-10-11 | HK$1.23M | +46.4% |
| 2008-04-11 | HK$840K | +27.3% |
| 2005-05-24 | HK$660K | +13.8% |
| 2005-03-16 | HK$580K | −50.0% |
| 1997-04-25 | HK$1.16M | — |