▼ 0.50% · 3.625%
HK$14,757
−HK$925/mo
▼ 0.25% · 3.875%
HK$15,216
−HK$466/mo
Today · 4.125%
HK$15,682
baseline
▲ 0.50% · 4.625%
HK$16,636
+HK$954/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$31,364/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$182,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,417
−HK$887/mo
▼ 0.25% · 3.875%
HK$16,857
−HK$447/mo
Today · 4.125%
HK$17,304
baseline
▲ 0.50% · 4.625%
HK$18,216
+HK$912/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$34,608/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$182,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,232
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$16,737
−HK$513/mo
Today · 4.125%
HK$17,250
baseline
▲ 0.50% · 4.625%
HK$18,300
+HK$1,050/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$34,500/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$182,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,058
−HK$976/mo
▼ 0.25% · 3.875%
HK$18,543
−HK$491/mo
Today · 4.125%
HK$19,034
baseline
▲ 0.50% · 4.625%
HK$20,037
+HK$1,003/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$38,068/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$182,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,708
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,259
−HK$559/mo
Today · 4.125%
HK$18,818
baseline
▲ 0.50% · 4.625%
HK$19,964
+HK$1,146/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$37,636/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$182,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,700
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,228
−HK$536/mo
Today · 4.125%
HK$20,764
baseline
▲ 0.50% · 4.625%
HK$21,859
+HK$1,095/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$41,528/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$182,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,184
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,780
−HK$607/mo
Today · 4.125%
HK$20,387
baseline
▲ 0.50% · 4.625%
HK$21,627
+HK$1,240/mo
Deposit HK$2.27M · loan HK$4.21M · min. income ≈ HK$40,774/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$182,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,342
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,914
−HK$581/mo
Today · 4.125%
HK$22,495
baseline
▲ 0.50% · 4.625%
HK$23,680
+HK$1,185/mo
Deposit HK$2.27M · loan HK$4.21M · min. income ≈ HK$44,990/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$182,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,659
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,302
−HK$653/mo
Today · 4.125%
HK$21,955
baseline
▲ 0.50% · 4.625%
HK$23,291
+HK$1,336/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$43,910/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$182,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,983
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,600
−HK$625/mo
Today · 4.125%
HK$24,225
baseline
▲ 0.50% · 4.625%
HK$25,502
+HK$1,277/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$48,450/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$182,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,135
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,824
−HK$699/mo
Today · 4.125%
HK$23,523
baseline
▲ 0.50% · 4.625%
HK$24,954
+HK$1,431/mo
Deposit HK$1.62M · loan HK$4.85M · min. income ≈ HK$47,046/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$182,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,625
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,285
−HK$670/mo
Today · 4.125%
HK$25,955
baseline
▲ 0.50% · 4.625%
HK$27,324
+HK$1,369/mo
Deposit HK$1.62M · loan HK$4.85M · min. income ≈ HK$51,910/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$182,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,611
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,345
−HK$746/mo
Today · 4.125%
HK$25,091
baseline
▲ 0.50% · 4.625%
HK$26,618
+HK$1,527/mo
Deposit HK$1.29M · loan HK$5.18M · min. income ≈ HK$50,182/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$182,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,267
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,971
−HK$715/mo
Today · 4.125%
HK$27,686
baseline
▲ 0.50% · 4.625%
HK$29,145
+HK$1,459/mo
Deposit HK$1.29M · loan HK$5.18M · min. income ≈ HK$55,372/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$182,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,086
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,867
−HK$792/mo
Today · 4.125%
HK$26,659
baseline
▲ 0.50% · 4.625%
HK$28,282
+HK$1,623/mo
Deposit HK$971K · loan HK$5.50M · min. income ≈ HK$53,318/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$182,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,908
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,657
−HK$759/mo
Today · 4.125%
HK$29,416
baseline
▲ 0.50% · 4.625%
HK$30,967
+HK$1,551/mo
Deposit HK$971K · loan HK$5.50M · min. income ≈ HK$58,832/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$182,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,562
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,388
−HK$840/mo
Today · 4.125%
HK$28,228
baseline
▲ 0.50% · 4.625%
HK$29,945
+HK$1,717/mo
Deposit HK$647K · loan HK$5.82M · min. income ≈ HK$56,456/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$182,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,550
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,342
−HK$804/mo
Today · 4.125%
HK$31,146
baseline
▲ 0.50% · 4.625%
HK$32,788
+HK$1,642/mo
Deposit HK$647K · loan HK$5.82M · min. income ≈ HK$62,292/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$182,150 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).