▼ 0.50% · 3.625%
HK$16,578
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$17,094
−HK$524/mo
Today · 4.125%
HK$17,618
baseline
▲ 0.50% · 4.625%
HK$18,690
+HK$1,072/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,236/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$218,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,443
−HK$996/mo
▼ 0.25% · 3.875%
HK$18,937
−HK$502/mo
Today · 4.125%
HK$19,439
baseline
▲ 0.50% · 4.625%
HK$20,464
+HK$1,025/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,878/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$218,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,236
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,803
−HK$576/mo
Today · 4.125%
HK$19,379
baseline
▲ 0.50% · 4.625%
HK$20,559
+HK$1,180/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$38,758/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,287
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,831
−HK$552/mo
Today · 4.125%
HK$21,383
baseline
▲ 0.50% · 4.625%
HK$22,510
+HK$1,127/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$42,766/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,894
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,512
−HK$629/mo
Today · 4.125%
HK$21,141
baseline
▲ 0.50% · 4.625%
HK$22,427
+HK$1,286/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$42,282/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,131
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,725
−HK$602/mo
Today · 4.125%
HK$23,327
baseline
▲ 0.50% · 4.625%
HK$24,557
+HK$1,230/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$46,654/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,551
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,222
−HK$681/mo
Today · 4.125%
HK$22,903
baseline
▲ 0.50% · 4.625%
HK$24,296
+HK$1,393/mo
Deposit HK$2.54M · loan HK$4.73M · min. income ≈ HK$45,806/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,976
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,619
−HK$652/mo
Today · 4.125%
HK$25,271
baseline
▲ 0.50% · 4.625%
HK$26,603
+HK$1,332/mo
Deposit HK$2.54M · loan HK$4.73M · min. income ≈ HK$50,542/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,209
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,931
−HK$734/mo
Today · 4.125%
HK$24,665
baseline
▲ 0.50% · 4.625%
HK$26,165
+HK$1,500/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$49,330/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,820
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,512
−HK$703/mo
Today · 4.125%
HK$27,215
baseline
▲ 0.50% · 4.625%
HK$28,649
+HK$1,434/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$54,430/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,867
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,640
−HK$786/mo
Today · 4.125%
HK$26,426
baseline
▲ 0.50% · 4.625%
HK$28,034
+HK$1,608/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$52,852/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,664
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,406
−HK$753/mo
Today · 4.125%
HK$29,159
baseline
▲ 0.50% · 4.625%
HK$30,696
+HK$1,537/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$58,318/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,525
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,350
−HK$838/mo
Today · 4.125%
HK$28,188
baseline
▲ 0.50% · 4.625%
HK$29,903
+HK$1,715/mo
Deposit HK$1.45M · loan HK$5.82M · min. income ≈ HK$56,376/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,509
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,300
−HK$803/mo
Today · 4.125%
HK$31,103
baseline
▲ 0.50% · 4.625%
HK$32,742
+HK$1,639/mo
Deposit HK$1.45M · loan HK$5.82M · min. income ≈ HK$62,206/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,183
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,059
−HK$891/mo
Today · 4.125%
HK$29,950
baseline
▲ 0.50% · 4.625%
HK$31,772
+HK$1,822/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$59,900/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,353
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,194
−HK$853/mo
Today · 4.125%
HK$33,047
baseline
▲ 0.50% · 4.625%
HK$34,789
+HK$1,742/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$66,094/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,840
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,769
−HK$943/mo
Today · 4.125%
HK$31,712
baseline
▲ 0.50% · 4.625%
HK$33,641
+HK$1,929/mo
Deposit HK$727K · loan HK$6.54M · min. income ≈ HK$63,424/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$218,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,197
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,087
−HK$904/mo
Today · 4.125%
HK$34,991
baseline
▲ 0.50% · 4.625%
HK$36,835
+HK$1,844/mo
Deposit HK$727K · loan HK$6.54M · min. income ≈ HK$69,982/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$218,107 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).