▼ 0.50% · 3.625%
HK$4,249
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,381
−HK$134/mo
Today · 4.125%
HK$4,515
baseline
▲ 0.50% · 4.625%
HK$4,790
+HK$275/mo
Deposit HK$932K · loan HK$932K · min. income ≈ HK$9,030/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,727
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,854
−HK$128/mo
Today · 4.125%
HK$4,982
baseline
▲ 0.50% · 4.625%
HK$5,245
+HK$263/mo
Deposit HK$932K · loan HK$932K · min. income ≈ HK$9,964/mo (50% DSR)
Upfront cash ≈ HK$932K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,674
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,819
−HK$148/mo
Today · 4.125%
HK$4,967
baseline
▲ 0.50% · 4.625%
HK$5,269
+HK$302/mo
Deposit HK$839K · loan HK$1.02M · min. income ≈ HK$9,934/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,200
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,339
−HK$142/mo
Today · 4.125%
HK$5,481
baseline
▲ 0.50% · 4.625%
HK$5,769
+HK$288/mo
Deposit HK$839K · loan HK$1.02M · min. income ≈ HK$10,962/mo (50% DSR)
Upfront cash ≈ HK$839K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,099
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,257
−HK$162/mo
Today · 4.125%
HK$5,419
baseline
▲ 0.50% · 4.625%
HK$5,748
+HK$329/mo
Deposit HK$745K · loan HK$1.12M · min. income ≈ HK$10,838/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,672
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,825
−HK$154/mo
Today · 4.125%
HK$5,979
baseline
▲ 0.50% · 4.625%
HK$6,294
+HK$315/mo
Deposit HK$745K · loan HK$1.12M · min. income ≈ HK$11,958/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,524
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,696
−HK$174/mo
Today · 4.125%
HK$5,870
baseline
▲ 0.50% · 4.625%
HK$6,227
+HK$357/mo
Deposit HK$652K · loan HK$1.21M · min. income ≈ HK$11,740/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,145
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,310
−HK$167/mo
Today · 4.125%
HK$6,477
baseline
▲ 0.50% · 4.625%
HK$6,818
+HK$341/mo
Deposit HK$652K · loan HK$1.21M · min. income ≈ HK$12,954/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,949
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,134
−HK$188/mo
Today · 4.125%
HK$6,322
baseline
▲ 0.50% · 4.625%
HK$6,706
+HK$384/mo
Deposit HK$559K · loan HK$1.30M · min. income ≈ HK$12,644/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,618
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,795
−HK$180/mo
Today · 4.125%
HK$6,975
baseline
▲ 0.50% · 4.625%
HK$7,343
+HK$368/mo
Deposit HK$559K · loan HK$1.30M · min. income ≈ HK$13,950/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,374
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,572
−HK$201/mo
Today · 4.125%
HK$6,773
baseline
▲ 0.50% · 4.625%
HK$7,185
+HK$412/mo
Deposit HK$466K · loan HK$1.40M · min. income ≈ HK$13,546/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,090
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,281
−HK$193/mo
Today · 4.125%
HK$7,474
baseline
▲ 0.50% · 4.625%
HK$7,867
+HK$393/mo
Deposit HK$466K · loan HK$1.40M · min. income ≈ HK$14,948/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,798
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,010
−HK$215/mo
Today · 4.125%
HK$7,225
baseline
▲ 0.50% · 4.625%
HK$7,664
+HK$439/mo
Deposit HK$373K · loan HK$1.49M · min. income ≈ HK$14,450/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,563
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,766
−HK$206/mo
Today · 4.125%
HK$7,972
baseline
▲ 0.50% · 4.625%
HK$8,392
+HK$420/mo
Deposit HK$373K · loan HK$1.49M · min. income ≈ HK$15,944/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,223
−HK$453/mo
▼ 0.25% · 3.875%
HK$7,448
−HK$228/mo
Today · 4.125%
HK$7,676
baseline
▲ 0.50% · 4.625%
HK$8,143
+HK$467/mo
Deposit HK$280K · loan HK$1.58M · min. income ≈ HK$15,352/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,036
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,251
−HK$219/mo
Today · 4.125%
HK$8,470
baseline
▲ 0.50% · 4.625%
HK$8,916
+HK$446/mo
Deposit HK$280K · loan HK$1.58M · min. income ≈ HK$16,940/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,648
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,886
−HK$242/mo
Today · 4.125%
HK$8,128
baseline
▲ 0.50% · 4.625%
HK$8,622
+HK$494/mo
Deposit HK$186K · loan HK$1.68M · min. income ≈ HK$16,256/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,509
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,737
−HK$231/mo
Today · 4.125%
HK$8,968
baseline
▲ 0.50% · 4.625%
HK$9,441
+HK$473/mo
Deposit HK$186K · loan HK$1.68M · min. income ≈ HK$17,936/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).