▼ 0.50% · 3.625%
HK$4,419
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,557
−HK$139/mo
Today · 4.125%
HK$4,696
baseline
▲ 0.50% · 4.625%
HK$4,982
+HK$286/mo
Deposit HK$969K · loan HK$969K · min. income ≈ HK$9,392/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,916
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,048
−HK$134/mo
Today · 4.125%
HK$5,182
baseline
▲ 0.50% · 4.625%
HK$5,455
+HK$273/mo
Deposit HK$969K · loan HK$969K · min. income ≈ HK$10,364/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,861
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,012
−HK$154/mo
Today · 4.125%
HK$5,166
baseline
▲ 0.50% · 4.625%
HK$5,480
+HK$314/mo
Deposit HK$872K · loan HK$1.07M · min. income ≈ HK$10,332/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,408
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,553
−HK$147/mo
Today · 4.125%
HK$5,700
baseline
▲ 0.50% · 4.625%
HK$6,001
+HK$301/mo
Deposit HK$872K · loan HK$1.07M · min. income ≈ HK$11,400/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,303
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,468
−HK$168/mo
Today · 4.125%
HK$5,636
baseline
▲ 0.50% · 4.625%
HK$5,979
+HK$343/mo
Deposit HK$775K · loan HK$1.16M · min. income ≈ HK$11,272/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,900
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,058
−HK$161/mo
Today · 4.125%
HK$6,219
baseline
▲ 0.50% · 4.625%
HK$6,546
+HK$327/mo
Deposit HK$775K · loan HK$1.16M · min. income ≈ HK$12,438/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,745
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,924
−HK$181/mo
Today · 4.125%
HK$6,105
baseline
▲ 0.50% · 4.625%
HK$6,477
+HK$372/mo
Deposit HK$678K · loan HK$1.26M · min. income ≈ HK$12,210/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,391
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,563
−HK$174/mo
Today · 4.125%
HK$6,737
baseline
▲ 0.50% · 4.625%
HK$7,092
+HK$355/mo
Deposit HK$678K · loan HK$1.26M · min. income ≈ HK$13,474/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,187
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,380
−HK$195/mo
Today · 4.125%
HK$6,575
baseline
▲ 0.50% · 4.625%
HK$6,975
+HK$400/mo
Deposit HK$581K · loan HK$1.36M · min. income ≈ HK$13,150/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,883
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,068
−HK$187/mo
Today · 4.125%
HK$7,255
baseline
▲ 0.50% · 4.625%
HK$7,637
+HK$382/mo
Deposit HK$581K · loan HK$1.36M · min. income ≈ HK$14,510/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,629
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,835
−HK$210/mo
Today · 4.125%
HK$7,045
baseline
▲ 0.50% · 4.625%
HK$7,473
+HK$428/mo
Deposit HK$485K · loan HK$1.45M · min. income ≈ HK$14,090/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,375
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,572
−HK$201/mo
Today · 4.125%
HK$7,773
baseline
▲ 0.50% · 4.625%
HK$8,183
+HK$410/mo
Deposit HK$485K · loan HK$1.45M · min. income ≈ HK$15,546/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,071
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,291
−HK$223/mo
Today · 4.125%
HK$7,514
baseline
▲ 0.50% · 4.625%
HK$7,972
+HK$458/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$15,028/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,866
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,077
−HK$214/mo
Today · 4.125%
HK$8,291
baseline
▲ 0.50% · 4.625%
HK$8,728
+HK$437/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$16,582/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,513
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,747
−HK$237/mo
Today · 4.125%
HK$7,984
baseline
▲ 0.50% · 4.625%
HK$8,470
+HK$486/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$15,968/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,358
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,582
−HK$228/mo
Today · 4.125%
HK$8,810
baseline
▲ 0.50% · 4.625%
HK$9,274
+HK$464/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$17,620/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,955
−HK$499/mo
▼ 0.25% · 3.875%
HK$8,202
−HK$252/mo
Today · 4.125%
HK$8,454
baseline
▲ 0.50% · 4.625%
HK$8,968
+HK$514/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$16,908/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,850
−HK$478/mo
▼ 0.25% · 3.875%
HK$9,087
−HK$241/mo
Today · 4.125%
HK$9,328
baseline
▲ 0.50% · 4.625%
HK$9,819
+HK$491/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$18,656/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).