▼ 0.50% · 3.625%
HK$3,645
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,758
−HK$115/mo
Today · 4.125%
HK$3,873
baseline
▲ 0.50% · 4.625%
HK$4,109
+HK$236/mo
Deposit HK$799K · loan HK$799K · min. income ≈ HK$7,746/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,055
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,163
−HK$111/mo
Today · 4.125%
HK$4,274
baseline
▲ 0.50% · 4.625%
HK$4,499
+HK$225/mo
Deposit HK$799K · loan HK$799K · min. income ≈ HK$8,548/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,009
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,134
−HK$127/mo
Today · 4.125%
HK$4,261
baseline
▲ 0.50% · 4.625%
HK$4,520
+HK$259/mo
Deposit HK$719K · loan HK$879K · min. income ≈ HK$8,522/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,460
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,580
−HK$121/mo
Today · 4.125%
HK$4,701
baseline
▲ 0.50% · 4.625%
HK$4,949
+HK$248/mo
Deposit HK$719K · loan HK$879K · min. income ≈ HK$9,402/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,374
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,510
−HK$138/mo
Today · 4.125%
HK$4,648
baseline
▲ 0.50% · 4.625%
HK$4,931
+HK$283/mo
Deposit HK$639K · loan HK$959K · min. income ≈ HK$9,296/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,866
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,996
−HK$132/mo
Today · 4.125%
HK$5,128
baseline
▲ 0.50% · 4.625%
HK$5,399
+HK$271/mo
Deposit HK$639K · loan HK$959K · min. income ≈ HK$10,256/mo (50% DSR)
Upfront cash ≈ HK$639K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,738
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,885
−HK$150/mo
Today · 4.125%
HK$5,035
baseline
▲ 0.50% · 4.625%
HK$5,342
+HK$307/mo
Deposit HK$559K · loan HK$1.04M · min. income ≈ HK$10,070/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,271
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,412
−HK$144/mo
Today · 4.125%
HK$5,556
baseline
▲ 0.50% · 4.625%
HK$5,849
+HK$293/mo
Deposit HK$559K · loan HK$1.04M · min. income ≈ HK$11,112/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,102
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,261
−HK$161/mo
Today · 4.125%
HK$5,422
baseline
▲ 0.50% · 4.625%
HK$5,752
+HK$330/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$10,844/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,676
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,829
−HK$154/mo
Today · 4.125%
HK$5,983
baseline
▲ 0.50% · 4.625%
HK$6,299
+HK$316/mo
Deposit HK$480K · loan HK$1.12M · min. income ≈ HK$11,966/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,467
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,637
−HK$173/mo
Today · 4.125%
HK$5,810
baseline
▲ 0.50% · 4.625%
HK$6,163
+HK$353/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$11,620/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,082
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,245
−HK$166/mo
Today · 4.125%
HK$6,411
baseline
▲ 0.50% · 4.625%
HK$6,748
+HK$337/mo
Deposit HK$400K · loan HK$1.20M · min. income ≈ HK$12,822/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,831
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,013
−HK$184/mo
Today · 4.125%
HK$6,197
baseline
▲ 0.50% · 4.625%
HK$6,574
+HK$377/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$12,394/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,487
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,661
−HK$177/mo
Today · 4.125%
HK$6,838
baseline
▲ 0.50% · 4.625%
HK$7,198
+HK$360/mo
Deposit HK$320K · loan HK$1.28M · min. income ≈ HK$13,676/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,196
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,389
−HK$195/mo
Today · 4.125%
HK$6,584
baseline
▲ 0.50% · 4.625%
HK$6,985
+HK$401/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$13,168/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,893
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,078
−HK$187/mo
Today · 4.125%
HK$7,265
baseline
▲ 0.50% · 4.625%
HK$7,648
+HK$383/mo
Deposit HK$240K · loan HK$1.36M · min. income ≈ HK$14,530/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,560
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,764
−HK$208/mo
Today · 4.125%
HK$6,972
baseline
▲ 0.50% · 4.625%
HK$7,396
+HK$424/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,944/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,298
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,494
−HK$199/mo
Today · 4.125%
HK$7,693
baseline
▲ 0.50% · 4.625%
HK$8,098
+HK$405/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,386/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).