▼ 0.50% · 3.625%
HK$4,725
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,872
−HK$150/mo
Today · 4.125%
HK$5,022
baseline
▲ 0.50% · 4.625%
HK$5,327
+HK$305/mo
Deposit HK$1.04M · loan HK$1.04M · min. income ≈ HK$10,044/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,257
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,398
−HK$143/mo
Today · 4.125%
HK$5,541
baseline
▲ 0.50% · 4.625%
HK$5,833
+HK$292/mo
Deposit HK$1.04M · loan HK$1.04M · min. income ≈ HK$11,082/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,198
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,360
−HK$164/mo
Today · 4.125%
HK$5,524
baseline
▲ 0.50% · 4.625%
HK$5,860
+HK$336/mo
Deposit HK$933K · loan HK$1.14M · min. income ≈ HK$11,048/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,783
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,938
−HK$157/mo
Today · 4.125%
HK$6,095
baseline
▲ 0.50% · 4.625%
HK$6,416
+HK$321/mo
Deposit HK$933K · loan HK$1.14M · min. income ≈ HK$12,190/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,670
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,847
−HK$179/mo
Today · 4.125%
HK$6,026
baseline
▲ 0.50% · 4.625%
HK$6,393
+HK$367/mo
Deposit HK$829K · loan HK$1.24M · min. income ≈ HK$12,052/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,308
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,477
−HK$172/mo
Today · 4.125%
HK$6,649
baseline
▲ 0.50% · 4.625%
HK$7,000
+HK$351/mo
Deposit HK$829K · loan HK$1.24M · min. income ≈ HK$13,298/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,143
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,334
−HK$194/mo
Today · 4.125%
HK$6,528
baseline
▲ 0.50% · 4.625%
HK$6,925
+HK$397/mo
Deposit HK$725K · loan HK$1.35M · min. income ≈ HK$13,056/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,834
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,017
−HK$186/mo
Today · 4.125%
HK$7,203
baseline
▲ 0.50% · 4.625%
HK$7,583
+HK$380/mo
Deposit HK$725K · loan HK$1.35M · min. income ≈ HK$14,406/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,615
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,821
−HK$209/mo
Today · 4.125%
HK$7,030
baseline
▲ 0.50% · 4.625%
HK$7,458
+HK$428/mo
Deposit HK$622K · loan HK$1.45M · min. income ≈ HK$14,060/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,360
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,557
−HK$200/mo
Today · 4.125%
HK$7,757
baseline
▲ 0.50% · 4.625%
HK$8,166
+HK$409/mo
Deposit HK$622K · loan HK$1.45M · min. income ≈ HK$15,514/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,088
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,308
−HK$224/mo
Today · 4.125%
HK$7,532
baseline
▲ 0.50% · 4.625%
HK$7,991
+HK$459/mo
Deposit HK$518K · loan HK$1.55M · min. income ≈ HK$15,064/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,885
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,097
−HK$214/mo
Today · 4.125%
HK$8,311
baseline
▲ 0.50% · 4.625%
HK$8,749
+HK$438/mo
Deposit HK$518K · loan HK$1.55M · min. income ≈ HK$16,622/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,560
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,796
−HK$239/mo
Today · 4.125%
HK$8,035
baseline
▲ 0.50% · 4.625%
HK$8,523
+HK$488/mo
Deposit HK$414K · loan HK$1.66M · min. income ≈ HK$16,070/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,411
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,637
−HK$228/mo
Today · 4.125%
HK$8,865
baseline
▲ 0.50% · 4.625%
HK$9,333
+HK$468/mo
Deposit HK$414K · loan HK$1.66M · min. income ≈ HK$17,730/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,033
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,283
−HK$254/mo
Today · 4.125%
HK$8,537
baseline
▲ 0.50% · 4.625%
HK$9,056
+HK$519/mo
Deposit HK$311K · loan HK$1.76M · min. income ≈ HK$17,074/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,937
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,176
−HK$243/mo
Today · 4.125%
HK$9,419
baseline
▲ 0.50% · 4.625%
HK$9,916
+HK$497/mo
Deposit HK$311K · loan HK$1.76M · min. income ≈ HK$18,838/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,506
−HK$533/mo
▼ 0.25% · 3.875%
HK$8,770
−HK$269/mo
Today · 4.125%
HK$9,039
baseline
▲ 0.50% · 4.625%
HK$9,589
+HK$550/mo
Deposit HK$207K · loan HK$1.87M · min. income ≈ HK$18,078/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,462
−HK$512/mo
▼ 0.25% · 3.875%
HK$9,716
−HK$258/mo
Today · 4.125%
HK$9,974
baseline
▲ 0.50% · 4.625%
HK$10,499
+HK$525/mo
Deposit HK$207K · loan HK$1.87M · min. income ≈ HK$19,948/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).