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Crescira AVM · estimated value Medium confidence
HK$2.47M
≈ HK$5,194 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$247K, with repayments around HK$10,784/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$10,147
−HK$637/mo
▼ 0.25% · 3.875%
HK$10,463
−HK$321/mo
Today · 4.125%
HK$10,784
baseline
▲ 0.50% · 4.625%
HK$11,440
+HK$656/mo

Deposit HK$247K · loan HK$2.23M · min. income ≈ HK$21,568/mo (50% DSR)

Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
4/F
Flat
3室(NO. 49)
Saleable Area
476 ft²
District
North District · New Territories East
School net (POA)
81

Transaction History

Date Price Gain / loss
2017-09-22 HK$3.40M +42.9%
3.2y
2014-06-26 HK$2.38M +72.5%
2010-11-25 HK$1.38M +14.0%
2010-05-31 HK$1.21M +21.0%
2009-11-02 HK$1.00M +53.4%
2007-08-06 HK$652K +51.6%
4.5y
2003-01-20 HK$430K −44.9%
2000-12-14 HK$780K −2.5%
1998-11-07 HK$800K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fanling
≈ 13 min walk · 985 m
Education
22
schools within 1 km (10 within 500 m)
Daily convenience
22
within 1 km (16 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km

Family-friendly — 22 schools within a 1 km walk.

Everyday convenience — 22 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 34 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com