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At today's rate and a 90% mortgage, the deposit on this unit is about HK$419K, with repayments around HK$18,264/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$419K · loan HK$3.77M · min. income ≈ HK$36,528/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$37,534 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Tuen Mun Ferry Pier Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 16 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 17 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- C
- Saleable Area
- 325 Saleable ft²
- Gross Area
- 467 ft²
- Efficiency
- 70%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-29 | HK$4.39M | +5.0% 3.0y · 2.0%/yr |
| 2017-05-19 | HK$4.18M | +67.2% 3.1y · 21.0%/yr |
| 2014-04-10 | HK$2.50M | +3.7% |
| 1997-07-16 | HK$2.41M | +8.1% |
| 1997-07-05 | HK$2.23M | +8.8% |
| 1997-05-07 | HK$2.05M | — |