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At today's rate and a 90% mortgage, the deposit on this unit is about HK$448K, with repayments around HK$19,531/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,062/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,165 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Tuen Mun Ferry Pier Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 16 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 17 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- D
- Saleable Area
- 372 Saleable ft²
- Gross Area
- 535 ft²
- Efficiency
- 70%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-17 | HK$4.18M | +10.0% 1.0y |
| 2024-02-06 | HK$3.80M | −24.0% 4.9y · −5.0%/yr |
| 2019-03-07 | HK$5.00M | +166.0% 7.6y · 22.0%/yr |
| 2011-08-25 | HK$1.88M | — |