Home Tuen Mun District HARVEST GARDEN BLOCK 3

13/F B

Tuen Mun District · New Territories West

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Floor

2/F A 593 ft² 2/F B 620 ft² 2/F C 573 ft² 2/F D 436 ft² 2/F E 436 ft² 2/F F 573 ft² 2/F G 620 ft² 2/F H 593 ft² 3/F A 593 ft² 3/F B 620 ft² 3/F C 573 ft² 3/F D 436 ft² 3/F E 436 ft² 3/F F 571 ft² 3/F G 615 ft² 3/F H 593 ft² 4/F A 595 ft² 4/F B 620 ft² 4/F C 573 ft² 4/F D 439 ft² 4/F E 436 ft² 4/F F 573 ft² 4/F G 615 ft² 4/F H 595 ft² 5/F A 593 ft² 5/F B 615 ft² 5/F C 573 ft² 5/F D 439 ft² 5/F E 436 ft² 5/F F 573 ft² 5/F G 620 ft² 5/F H 593 ft² 6/F A 593 ft² 6/F B 620 ft² 6/F C 571 ft² 6/F D 436 ft² 6/F E 436 ft² 6/F F 571 ft² 6/F G 620 ft² 6/F H 595 ft² 7/F A 593 ft² 7/F B 620 ft² 7/F C 573 ft² 7/F D 436 ft² 7/F E 436 ft² 7/F F 573 ft² 7/F G 615 ft² 7/F H 593 ft² 8/F A 593 ft² 8/F B 620 ft² 8/F C 573 ft² 8/F D 436 ft² 8/F E 436 ft² 8/F F 573 ft² 8/F G 615 ft² 8/F H 593 ft² 9/F A 593 ft² 9/F B 620 ft² 9/F C 573 ft² 9/F D 436 ft² 9/F E 436 ft² 9/F F 573 ft² 9/F G 620 ft² 9/F H 593 ft² 10/F A 593 ft² 10/F B 620 ft² 10/F C 571 ft² 10/F D 436 ft² 10/F E 436 ft² 10/F F 571 ft² 10/F G 620 ft² 10/F H 595 ft² 11/F A 593 ft² 11/F B 615 ft² 11/F C 573 ft² 11/F D 436 ft² 11/F E 436 ft² 11/F F 573 ft² 11/F G 620 ft² 11/F H 593 ft² 12/F A 593 ft² 12/F B 620 ft² 12/F C 571 ft² 12/F D 439 ft² 12/F E 439 ft² 12/F F 571 ft² 12/F G 615 ft² 12/F H 593 ft² 13/F A 595 ft² 13/F B 620 ft² 13/F C 571 ft² 13/F D 436 ft² 13/F E 436 ft² 13/F F 573 ft² 13/F G 615 ft² 13/F H 595 ft² 14/F A 595 ft² 14/F B 620 ft² 14/F C 571 ft² 14/F D 436 ft² 14/F E 436 ft² 14/F F 571 ft² 14/F G 620 ft² 14/F H 595 ft² 15/F A 593 ft² 15/F B 620 ft² 15/F C 573 ft² 15/F D 436 ft² 15/F E 436 ft² 15/F F 571 ft² 15/F G 620 ft² 15/F H 593 ft² 16/F A 595 ft² 16/F B 620 ft² 16/F C 573 ft² 16/F D 436 ft² 16/F E 439 ft² 16/F F 573 ft² 16/F G 620 ft² 16/F H 595 ft² 17/F A 595 ft² 17/F B 620 ft² 17/F C 571 ft² 17/F D 436 ft² 17/F E 439 ft² 17/F F 573 ft² 17/F G 615 ft² 17/F H 595 ft² 18/F A 593 ft² 18/F B 620 ft² 18/F C 573 ft² 18/F D 436 ft² 18/F E 436 ft² 18/F F 573 ft² 18/F G 620 ft² 18/F H 593 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$5.46M

≈ HK$8,812 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$546K, with repayments around HK$23,831/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$22,425

−HK$1,406/mo

▼ 0.25% · 3.875%

HK$23,122

−HK$709/mo

Today · 4.125%

HK$23,831

baseline

▲ 0.50% · 4.625%

HK$25,281

+HK$1,450/mo

Deposit HK$546K · loan HK$4.92M · min. income ≈ HK$47,662/mo (50% DSR)

Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$122,930 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

LR-Sam Shing

≈ 7 min walk · 511 m

Education

schools within 1 km (8 within 500 m)

Daily convenience

within 1 km (9 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to LR-Sam Shing Station.

Family-friendly — 31 schools within a 1 km walk.

Everyday convenience — 25 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 29 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 13/F
Flat: B
Saleable Area: 620 Saleable ft²
Gross Area: 781 ft²
Efficiency: 79%
District: Tuen Mun District · New Territories West
School net (POA): 71

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2026-04-22	HK$6.00M	−15.5% 5.8y · −3.0%/yr	HK$9,677	HK$7,682
2020-06-08	HK$7.10M	+54.3% 4.4y · 12.0%/yr	HK$11,452	HK$9,091
2016-02-03	HK$4.60M	+69.7% 19.4y · 4.0%/yr	HK$7,419	HK$5,890
1996-09-06	HK$2.71M	—	HK$4,371	HK$3,470

Other appraised units in this building

Data sourced from Renavon.com