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At today's rate and a 90% mortgage, the deposit on this unit is about HK$494K, with repayments around HK$21,548/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$494K · loan HK$4.45M · min. income ≈ HK$43,096/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$111,152 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-Sam Shing Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- C
- Saleable Area
- 573 Saleable ft²
- Gross Area
- 725 ft²
- Efficiency
- 79%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-03 | HK$4.10M | −31.1% 5.9y · −5.0%/yr |
| 2023-03-29 | HK$5.95M | +4.4% 3.4y · 1.0%/yr |
| 2019-11-21 | HK$5.70M | +124.4% 14.6y · 22.0%/yr |
| 1996-09-14 | HK$2.54M | — |