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At today's rate and a 90% mortgage, the deposit on this unit is about HK$379K, with repayments around HK$16,551/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$379K · loan HK$3.42M · min. income ≈ HK$33,102/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Tuen Mun Ferry Pier Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 16 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 18 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- E
- Saleable Area
- 326 Saleable ft²
- Gross Area
- 467 ft²
- Efficiency
- 70%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-12 | HK$4.55M | +34.6% 4.8y · 7.0%/yr |
| 2015-12-17 | HK$3.38M | +82.7% 3.3y · 25.0%/yr |
| 2012-08-08 | HK$1.85M | +115.1% |
| 2005-07-02 | HK$860K | +19.4% |
| 2005-03-11 | HK$720K | −64.4% |
| 1997-11-11 | HK$2.02M | — |