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At today's rate and a 90% mortgage, the deposit on this unit is about HK$426K, with repayments around HK$18,587/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$426K · loan HK$3.84M · min. income ≈ HK$37,174/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$52,343 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Choy Yee Bridge Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- G
- Saleable Area
- 447 Saleable ft²
- Gross Area
- 583 ft²
- Efficiency
- 77%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-09 | HK$5.30M | +12.8% 3.1y · 4.0%/yr |
| 2018-01-11 | HK$4.70M | +104.3% 5.8y · 18.0%/yr |
| 2012-03-09 | HK$2.30M | +20.4% |
| 2010-12-02 | HK$1.91M | +59.2% |
| 2009-06-24 | HK$1.20M | −45.0% |
| 1997-06-20 | HK$2.18M | — |