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At today's rate and a 90% mortgage, the deposit on this unit is about HK$408K, with repayments around HK$17,786/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$408K · loan HK$3.67M · min. income ≈ HK$35,572/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$15,646 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Choy Yee Bridge Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- G
- Saleable Area
- 447 Saleable ft²
- Gross Area
- 583 ft²
- Efficiency
- 77%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-27 | HK$4.75M | +30.1% 4.2y · 7.0%/yr |
| 2016-09-12 | HK$3.65M | +30.4% 3.6y · 8.0%/yr |
| 2013-02-26 | HK$2.80M | +60.0% |
| 2010-09-07 | HK$1.75M | +62.0% |
| 2008-01-21 | HK$1.08M | −51.4% |
| 1997-07-07 | HK$2.22M | — |