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At today's rate and a 90% mortgage, the deposit on this unit is about HK$436K, with repayments around HK$19,033/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$436K · loan HK$3.93M · min. income ≈ HK$38,066/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$65,454 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Choy Yee Bridge Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- G
- Saleable Area
- 447 Saleable ft²
- Gross Area
- 583 ft²
- Efficiency
- 77%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-03 | HK$3.85M | +10.0% 9.5y · 1.0%/yr |
| 2016-06-22 | HK$3.50M | +19.5% 3.3y · 6.0%/yr |
| 2013-01-25 | HK$2.93M | +66.5% |
| 2010-08-13 | HK$1.76M | +13.5% |
| 2010-04-21 | HK$1.55M | +63.2% |
| 2002-08-10 | HK$950K | — |