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At today's rate and a 90% mortgage, the deposit on this unit is about HK$388K, with repayments around HK$16,925/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$388K · loan HK$3.49M · min. income ≈ HK$33,850/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Choy Yee Bridge Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- H
- Saleable Area
- 419 Saleable ft²
- Gross Area
- 535 ft²
- Efficiency
- 78%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-20 | HK$3.80M | −29.6% 6.5y · −5.0%/yr |
| 2019-05-27 | HK$5.40M | +217.6% 8.5y · 26.0%/yr |
| 2010-11-08 | HK$1.70M | +12.6% |
| 2010-09-06 | HK$1.51M | −24.5% |
| 1997-06-18 | HK$2.00M | +57.5% |
| 1996-11-28 | HK$1.27M | — |