▼ 0.50% · 3.625%
HK$17,550
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,096
−HK$554/mo
Today · 4.125%
HK$18,650
baseline
▲ 0.50% · 4.625%
HK$19,785
+HK$1,135/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$37,300/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,524
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$20,047
−HK$532/mo
Today · 4.125%
HK$20,579
baseline
▲ 0.50% · 4.625%
HK$21,663
+HK$1,084/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$41,158/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,305
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,905
−HK$610/mo
Today · 4.125%
HK$20,515
baseline
▲ 0.50% · 4.625%
HK$21,763
+HK$1,248/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$41,030/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,476
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,052
−HK$584/mo
Today · 4.125%
HK$22,636
baseline
▲ 0.50% · 4.625%
HK$23,830
+HK$1,194/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$45,272/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,060
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,715
−HK$665/mo
Today · 4.125%
HK$22,380
baseline
▲ 0.50% · 4.625%
HK$23,742
+HK$1,362/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$44,760/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,429
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,057
−HK$637/mo
Today · 4.125%
HK$24,694
baseline
▲ 0.50% · 4.625%
HK$25,996
+HK$1,302/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$49,388/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,815
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,524
−HK$721/mo
Today · 4.125%
HK$24,245
baseline
▲ 0.50% · 4.625%
HK$25,720
+HK$1,475/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$48,490/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,381
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,062
−HK$690/mo
Today · 4.125%
HK$26,752
baseline
▲ 0.50% · 4.625%
HK$28,162
+HK$1,410/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$53,504/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,570
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,334
−HK$776/mo
Today · 4.125%
HK$26,110
baseline
▲ 0.50% · 4.625%
HK$27,699
+HK$1,589/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$52,220/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,333
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,066
−HK$744/mo
Today · 4.125%
HK$28,810
baseline
▲ 0.50% · 4.625%
HK$30,329
+HK$1,519/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$57,620/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,324
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,143
−HK$832/mo
Today · 4.125%
HK$27,975
baseline
▲ 0.50% · 4.625%
HK$29,677
+HK$1,702/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$55,950/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,286
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,071
−HK$797/mo
Today · 4.125%
HK$30,868
baseline
▲ 0.50% · 4.625%
HK$32,495
+HK$1,627/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$61,736/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,079
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,953
−HK$887/mo
Today · 4.125%
HK$29,840
baseline
▲ 0.50% · 4.625%
HK$31,656
+HK$1,816/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$59,680/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,238
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,076
−HK$850/mo
Today · 4.125%
HK$32,926
baseline
▲ 0.50% · 4.625%
HK$34,661
+HK$1,735/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$65,852/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,834
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,762
−HK$943/mo
Today · 4.125%
HK$31,705
baseline
▲ 0.50% · 4.625%
HK$33,634
+HK$1,929/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$63,410/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$230,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,190
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,081
−HK$903/mo
Today · 4.125%
HK$34,984
baseline
▲ 0.50% · 4.625%
HK$36,828
+HK$1,844/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$69,968/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$230,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,589
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,572
−HK$998/mo
Today · 4.125%
HK$33,570
baseline
▲ 0.50% · 4.625%
HK$35,613
+HK$2,043/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$67,140/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$230,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,143
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,085
−HK$957/mo
Today · 4.125%
HK$37,042
baseline
▲ 0.50% · 4.625%
HK$38,994
+HK$1,952/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$74,084/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$230,891 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).