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At today's rate and a 90% mortgage, the deposit on this unit is about HK$425K, with repayments around HK$18,533/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$425K · loan HK$3.82M · min. income ≈ HK$37,066/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$49,889 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Tuen Mun Ferry Pier Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 14 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 13 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- G
- Saleable Area
- 398 Saleable ft²
- Gross Area
- 518 ft²
- Efficiency
- 77%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-15 | HK$3.30M | −29.8% 6.3y · −5.0%/yr |
| 2018-07-30 | HK$4.70M | +319.6% 9.0y · 35.0%/yr |
| 2009-07-22 | HK$1.12M | +6.7% |
| 2001-01-10 | HK$1.05M | −44.1% |
| 1997-02-14 | HK$1.88M | +19.7% |
| 1996-11-16 | HK$1.57M | — |