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At today's rate and a 90% mortgage, the deposit on this unit is about HK$412K, with repayments around HK$17,990/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$35,980/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$24,967 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tuen Mun Ferry Pier Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 14 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 13 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- G
- Saleable Area
- 398 Saleable ft²
- Gross Area
- 518 ft²
- Efficiency
- 77%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-08 | HK$3.68M | +11.5% 8.7y · 1.0%/yr |
| 2016-08-04 | HK$3.30M | +39.2% 3.6y · 11.0%/yr |
| 2012-12-05 | HK$2.37M | +76.9% |
| 2009-10-16 | HK$1.34M | +21.8% |
| 2005-06-03 | HK$1.10M | −6.8% |
| 2000-01-21 | HK$1.18M | −56.0% |
| 1997-05-27 | HK$2.68M | +17.5% |
| 1997-04-25 | HK$2.28M | +48.1% |
| 1996-08-29 | HK$1.54M | — |