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At today's rate and a 90% mortgage, the deposit on this unit is about HK$456K, with repayments around HK$19,900/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$456K · loan HK$4.11M · min. income ≈ HK$39,800/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$73,726 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Tuen Mun Ferry Pier Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 14 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 13 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- F
- Saleable Area
- 443 Saleable ft²
- Gross Area
- 573 ft²
- Efficiency
- 77%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-24 | HK$3.98M | −20.4% 6.8y · −3.0%/yr |
| 2019-06-06 | HK$5.00M | +35.1% 3.0y · 12.0%/yr |
| 2016-05-12 | HK$3.70M | +68.2% 4.7y · 14.0%/yr |
| 2011-09-07 | HK$2.20M | — |