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At today's rate and a 90% mortgage, the deposit on this unit is about HK$276K, with repayments around HK$12,044/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$276K · loan HK$2.49M · min. income ≈ HK$24,088/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Ho Tin Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- D
- Saleable Area
- 241 Saleable ft²
- Gross Area
- 354 ft²
- Efficiency
- 68%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-01 | HK$3.78M | +52.4% 4.6y · 11.0%/yr |
| 2016-10-19 | HK$2.48M | +35.5% 3.1y · 12.0%/yr |
| 2013-10-09 | HK$1.83M | +103.3% |
| 2010-07-07 | HK$900K | +20.0% |
| 2009-10-09 | HK$750K | +5.6% |
| 1996-10-30 | HK$710K | — |