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At today's rate and a 90% mortgage, the deposit on this unit is about HK$276K, with repayments around HK$12,033/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$276K · loan HK$2.48M · min. income ≈ HK$24,066/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Ho Tin Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- D
- Saleable Area
- 241 Saleable ft²
- Gross Area
- 354 ft²
- Efficiency
- 68%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-02 | HK$3.70M | +49.2% 4.2y · 12.0%/yr |
| 2016-01-13 | HK$2.48M | +726.7% 12.7y · 57.0%/yr |
| 2003-05-27 | HK$300K | −76.7% |
| 1997-08-29 | HK$1.29M | +29.0% |
| 1997-06-06 | HK$1.00M | +42.9% |
| 1996-11-29 | HK$700K | — |