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Crescira AVM · estimated value Medium confidence
HK$42.04M
≈ HK$22,233 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.61M, with repayments around HK$142,634/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$134,217
−HK$8,417/mo
▼ 0.25% · 3.875%
HK$138,392
−HK$4,242/mo
Today · 4.125%
HK$142,634
baseline
▲ 0.50% · 4.625%
HK$151,313
+HK$8,679/mo

Deposit HK$12.61M · loan HK$29.43M · min. income ≈ HK$285,268/mo (50% DSR)

Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,786,837 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
NO. 11
Saleable Area
1,891 ft²
Gross Area
2,500 ft²
Efficiency
76%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
1997-02-19 HK$21.70M +14.2%
1996-12-06 HK$19.00M +27.3%
1996-08-13 HK$14.92M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Chai Wan
≈ 61 min walk · 4,871 m
(quite far — consider other transport options)
Education
4
schools within 1 km (0 within 500 m)
Daily convenience
6
within 1 km (0 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
15
parks, libraries, sports within 1 km

Everyday convenience — 6 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 15 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com