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Crescira AVM · estimated value Medium confidence
HK$41.80M
≈ HK$27,627 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.54M, with repayments around HK$141,808/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$133,440
−HK$8,368/mo
▼ 0.25% · 3.875%
HK$137,591
−HK$4,217/mo
Today · 4.125%
HK$141,808
baseline
▲ 0.50% · 4.625%
HK$150,437
+HK$8,629/mo

Deposit HK$12.54M · loan HK$29.26M · min. income ≈ HK$283,616/mo (50% DSR)

Upfront cash ≈ HK$14.32M (deposit + AVD stamp duty HK$1,776,494 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
BLOCK 12 (NO. 18)
Saleable Area
1,513 ft²
Gross Area
1,780 ft²
Efficiency
85%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
1998-03-18 HK$14.80M −22.1%
1997-06-18 HK$19.00M +31.0%
1997-01-03 HK$14.50M +12.6%
1996-10-26 HK$12.88M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 28 min walk · 2,171 m
(quite far — consider other transport options)
Education
2
schools within 1 km (2 within 500 m)
Daily convenience
4
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
7
parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Green space & leisure — 7 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com