Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$43.37M
≈ HK$28,663 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.01M, with repayments around HK$147,127/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$138,445
−HK$8,682/mo
▼ 0.25% · 3.875%
HK$142,752
−HK$4,375/mo
Today · 4.125%
HK$147,127
baseline
▲ 0.50% · 4.625%
HK$156,080
+HK$8,953/mo

Deposit HK$13.01M · loan HK$30.36M · min. income ≈ HK$294,254/mo (50% DSR)

Upfront cash ≈ HK$14.85M (deposit + AVD stamp duty HK$1,843,130 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
13/F
Flat
12座(18號)
Saleable Area
1,513 ft²
Gross Area
1,780 ft²
Efficiency
85%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2025-07-18 HK$39.88M −0.3%
8.2y
2017-05-09 HK$40.00M +31.7%
7.0y
2010-04-30 HK$30.38M +49.7%
3.0y
2007-05-03 HK$20.30M +9.7%
0.5y
2006-11-20 HK$18.50M +89.7%
3.1y
2003-10-11 HK$9.75M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 28 min walk · 2,171 m
(quite far — consider other transport options)
Education
2
schools within 1 km (2 within 500 m)
Daily convenience
4
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
7
parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Green space & leisure — 7 parks, libraries and sports venues nearby.

Location

Other appraised units in this building