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Crescira AVM · estimated value Medium confidence
HK$26.34M
≈ HK$19,400 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.90M, with repayments around HK$89,376/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$84,102
−HK$5,274/mo
▼ 0.25% · 3.875%
HK$86,718
−HK$2,658/mo
Today · 4.125%
HK$89,376
baseline
▲ 0.50% · 4.625%
HK$94,814
+HK$5,438/mo

Deposit HK$7.90M · loan HK$18.44M · min. income ≈ HK$178,752/mo (50% DSR)

Upfront cash ≈ HK$9.02M (deposit + AVD stamp duty HK$1,119,655 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
G/F
Flat
A
Saleable Area
1,358 ft²
Gross Area
1,600 ft²
Efficiency
85%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
1998-09-08 HK$8.90M −25.8%
1996-11-28 HK$12.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 7 min walk · 555 m
Education
4
schools within 1 km (2 within 500 m)
Daily convenience
2
within 1 km (1 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
8
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Ocean Park Station (a rail station within an 8-min walk earns this label).

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 8 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com