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Crescira AVM · estimated value ● Medium confidence
HK$30.09M
≈ HK$21,104 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.03M, with repayments around HK$102,097/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$96,072
−HK$6,025/mo
▼ 0.25% · 3.875%
HK$99,061
−HK$3,036/mo
Today · 4.125%
HK$102,097
baseline
▲ 0.50% · 4.625%
HK$108,309
+HK$6,212/mo

Deposit HK$9.03M · loan HK$21.07M · min. income ≈ HK$204,194/mo (50% DSR)

Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$1,279,013 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
A
Saleable Area
1,426 ft²
Gross Area
1,650 ft²
Efficiency
86%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2010-09-09 HK$22.30M +87.4%
5.4y
2005-04-15 HK$11.90M +19.2%
5.9y
1999-06-22 HK$9.98M +0.0%
2.3y
1999-06-16 HK$9.98M +21.7%
2.3y
1999-05-27 HK$8.20M −35.9%
2.2y
1997-03-06 HK$12.80M +21.9%
1997-01-23 HK$10.50M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ocean Park
≈ 7 min walk · 555 m
Education
4
schools within 1 km (2 within 500 m)
Daily convenience
2
within 1 km (1 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
8
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Ocean Park Station (a rail station within an 8-min walk earns this label).

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 8 parks, libraries and sports venues nearby.

Location

Other appraised units in this building