▼ 0.50% · 3.625%
HK$3,977
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,101
−HK$126/mo
Today · 4.125%
HK$4,227
baseline
▲ 0.50% · 4.625%
HK$4,484
+HK$257/mo
Deposit HK$872K · loan HK$872K · min. income ≈ HK$8,454/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,425
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,543
−HK$121/mo
Today · 4.125%
HK$4,664
baseline
▲ 0.50% · 4.625%
HK$4,909
+HK$245/mo
Deposit HK$872K · loan HK$872K · min. income ≈ HK$9,328/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,375
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,511
−HK$138/mo
Today · 4.125%
HK$4,649
baseline
▲ 0.50% · 4.625%
HK$4,932
+HK$283/mo
Deposit HK$785K · loan HK$959K · min. income ≈ HK$9,298/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,867
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,998
−HK$132/mo
Today · 4.125%
HK$5,130
baseline
▲ 0.50% · 4.625%
HK$5,400
+HK$270/mo
Deposit HK$785K · loan HK$959K · min. income ≈ HK$10,260/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,773
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,921
−HK$151/mo
Today · 4.125%
HK$5,072
baseline
▲ 0.50% · 4.625%
HK$5,380
+HK$308/mo
Deposit HK$698K · loan HK$1.05M · min. income ≈ HK$10,144/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,309
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,452
−HK$144/mo
Today · 4.125%
HK$5,596
baseline
▲ 0.50% · 4.625%
HK$5,891
+HK$295/mo
Deposit HK$698K · loan HK$1.05M · min. income ≈ HK$11,192/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,170
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,331
−HK$164/mo
Today · 4.125%
HK$5,495
baseline
▲ 0.50% · 4.625%
HK$5,829
+HK$334/mo
Deposit HK$610K · loan HK$1.13M · min. income ≈ HK$10,990/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,752
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,906
−HK$157/mo
Today · 4.125%
HK$6,063
baseline
▲ 0.50% · 4.625%
HK$6,382
+HK$319/mo
Deposit HK$610K · loan HK$1.13M · min. income ≈ HK$12,126/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,568
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,741
−HK$176/mo
Today · 4.125%
HK$5,917
baseline
▲ 0.50% · 4.625%
HK$6,277
+HK$360/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$11,834/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,194
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,360
−HK$169/mo
Today · 4.125%
HK$6,529
baseline
▲ 0.50% · 4.625%
HK$6,873
+HK$344/mo
Deposit HK$523K · loan HK$1.22M · min. income ≈ HK$13,058/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,966
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,151
−HK$189/mo
Today · 4.125%
HK$6,340
baseline
▲ 0.50% · 4.625%
HK$6,726
+HK$386/mo
Deposit HK$436K · loan HK$1.31M · min. income ≈ HK$12,680/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,637
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,815
−HK$180/mo
Today · 4.125%
HK$6,995
baseline
▲ 0.50% · 4.625%
HK$7,364
+HK$369/mo
Deposit HK$436K · loan HK$1.31M · min. income ≈ HK$13,990/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,363
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,561
−HK$201/mo
Today · 4.125%
HK$6,762
baseline
▲ 0.50% · 4.625%
HK$7,174
+HK$412/mo
Deposit HK$349K · loan HK$1.40M · min. income ≈ HK$13,524/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,079
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,269
−HK$193/mo
Today · 4.125%
HK$7,462
baseline
▲ 0.50% · 4.625%
HK$7,855
+HK$393/mo
Deposit HK$349K · loan HK$1.40M · min. income ≈ HK$14,924/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,761
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,971
−HK$214/mo
Today · 4.125%
HK$7,185
baseline
▲ 0.50% · 4.625%
HK$7,622
+HK$437/mo
Deposit HK$262K · loan HK$1.48M · min. income ≈ HK$14,370/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,522
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,723
−HK$205/mo
Today · 4.125%
HK$7,928
baseline
▲ 0.50% · 4.625%
HK$8,346
+HK$418/mo
Deposit HK$262K · loan HK$1.48M · min. income ≈ HK$15,856/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,159
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,382
−HK$226/mo
Today · 4.125%
HK$7,608
baseline
▲ 0.50% · 4.625%
HK$8,071
+HK$463/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$15,216/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,964
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,178
−HK$216/mo
Today · 4.125%
HK$8,394
baseline
▲ 0.50% · 4.625%
HK$8,837
+HK$443/mo
Deposit HK$174K · loan HK$1.57M · min. income ≈ HK$16,788/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).