▼ 0.50% · 3.625%
HK$3,964
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,088
−HK$125/mo
Today · 4.125%
HK$4,213
baseline
▲ 0.50% · 4.625%
HK$4,469
+HK$256/mo
Deposit HK$869K · loan HK$869K · min. income ≈ HK$8,426/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,410
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,528
−HK$120/mo
Today · 4.125%
HK$4,648
baseline
▲ 0.50% · 4.625%
HK$4,893
+HK$245/mo
Deposit HK$869K · loan HK$869K · min. income ≈ HK$9,296/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,361
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,496
−HK$138/mo
Today · 4.125%
HK$4,634
baseline
▲ 0.50% · 4.625%
HK$4,916
+HK$282/mo
Deposit HK$782K · loan HK$956K · min. income ≈ HK$9,268/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,851
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,981
−HK$132/mo
Today · 4.125%
HK$5,113
baseline
▲ 0.50% · 4.625%
HK$5,383
+HK$270/mo
Deposit HK$782K · loan HK$956K · min. income ≈ HK$10,226/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,757
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,905
−HK$150/mo
Today · 4.125%
HK$5,055
baseline
▲ 0.50% · 4.625%
HK$5,363
+HK$308/mo
Deposit HK$695K · loan HK$1.04M · min. income ≈ HK$10,110/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,292
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,434
−HK$144/mo
Today · 4.125%
HK$5,578
baseline
▲ 0.50% · 4.625%
HK$5,872
+HK$294/mo
Deposit HK$695K · loan HK$1.04M · min. income ≈ HK$11,156/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,154
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,314
−HK$163/mo
Today · 4.125%
HK$5,477
baseline
▲ 0.50% · 4.625%
HK$5,810
+HK$333/mo
Deposit HK$608K · loan HK$1.13M · min. income ≈ HK$10,954/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,733
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,887
−HK$156/mo
Today · 4.125%
HK$6,043
baseline
▲ 0.50% · 4.625%
HK$6,362
+HK$319/mo
Deposit HK$608K · loan HK$1.13M · min. income ≈ HK$12,086/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,550
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,723
−HK$175/mo
Today · 4.125%
HK$5,898
baseline
▲ 0.50% · 4.625%
HK$6,257
+HK$359/mo
Deposit HK$522K · loan HK$1.22M · min. income ≈ HK$11,796/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,174
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,340
−HK$168/mo
Today · 4.125%
HK$6,508
baseline
▲ 0.50% · 4.625%
HK$6,851
+HK$343/mo
Deposit HK$522K · loan HK$1.22M · min. income ≈ HK$13,016/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,946
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,131
−HK$188/mo
Today · 4.125%
HK$6,319
baseline
▲ 0.50% · 4.625%
HK$6,704
+HK$385/mo
Deposit HK$435K · loan HK$1.30M · min. income ≈ HK$12,638/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,615
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,793
−HK$180/mo
Today · 4.125%
HK$6,973
baseline
▲ 0.50% · 4.625%
HK$7,340
+HK$367/mo
Deposit HK$435K · loan HK$1.30M · min. income ≈ HK$13,946/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,343
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,540
−HK$201/mo
Today · 4.125%
HK$6,741
baseline
▲ 0.50% · 4.625%
HK$7,151
+HK$410/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$13,482/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,056
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,246
−HK$192/mo
Today · 4.125%
HK$7,438
baseline
▲ 0.50% · 4.625%
HK$7,830
+HK$392/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$14,876/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,739
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,949
−HK$213/mo
Today · 4.125%
HK$7,162
baseline
▲ 0.50% · 4.625%
HK$7,598
+HK$436/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$14,324/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,497
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,698
−HK$204/mo
Today · 4.125%
HK$7,902
baseline
▲ 0.50% · 4.625%
HK$8,319
+HK$417/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$15,804/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,136
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,358
−HK$225/mo
Today · 4.125%
HK$7,583
baseline
▲ 0.50% · 4.625%
HK$8,045
+HK$462/mo
Deposit HK$174K · loan HK$1.56M · min. income ≈ HK$15,166/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,938
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,151
−HK$216/mo
Today · 4.125%
HK$8,367
baseline
▲ 0.50% · 4.625%
HK$8,808
+HK$441/mo
Deposit HK$174K · loan HK$1.56M · min. income ≈ HK$16,734/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).