▼ 0.50% · 3.625%
HK$2,533
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,612
−HK$80/mo
Today · 4.125%
HK$2,692
baseline
▲ 0.50% · 4.625%
HK$2,856
+HK$164/mo
Deposit HK$556K · loan HK$556K · min. income ≈ HK$5,384/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,818
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,894
−HK$77/mo
Today · 4.125%
HK$2,971
baseline
▲ 0.50% · 4.625%
HK$3,127
+HK$156/mo
Deposit HK$556K · loan HK$556K · min. income ≈ HK$5,942/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,787
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,874
−HK$88/mo
Today · 4.125%
HK$2,962
baseline
▲ 0.50% · 4.625%
HK$3,142
+HK$180/mo
Deposit HK$500K · loan HK$611K · min. income ≈ HK$5,924/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,100
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,183
−HK$85/mo
Today · 4.125%
HK$3,268
baseline
▲ 0.50% · 4.625%
HK$3,440
+HK$172/mo
Deposit HK$500K · loan HK$611K · min. income ≈ HK$6,536/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,040
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,135
−HK$96/mo
Today · 4.125%
HK$3,231
baseline
▲ 0.50% · 4.625%
HK$3,427
+HK$196/mo
Deposit HK$444K · loan HK$667K · min. income ≈ HK$6,462/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,382
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,473
−HK$92/mo
Today · 4.125%
HK$3,565
baseline
▲ 0.50% · 4.625%
HK$3,753
+HK$188/mo
Deposit HK$444K · loan HK$667K · min. income ≈ HK$7,130/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,294
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,396
−HK$104/mo
Today · 4.125%
HK$3,500
baseline
▲ 0.50% · 4.625%
HK$3,713
+HK$213/mo
Deposit HK$389K · loan HK$722K · min. income ≈ HK$7,000/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,664
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,762
−HK$100/mo
Today · 4.125%
HK$3,862
baseline
▲ 0.50% · 4.625%
HK$4,066
+HK$204/mo
Deposit HK$389K · loan HK$722K · min. income ≈ HK$7,724/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,547
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,657
−HK$112/mo
Today · 4.125%
HK$3,769
baseline
▲ 0.50% · 4.625%
HK$3,999
+HK$230/mo
Deposit HK$333K · loan HK$778K · min. income ≈ HK$7,538/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,946
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,052
−HK$107/mo
Today · 4.125%
HK$4,159
baseline
▲ 0.50% · 4.625%
HK$4,378
+HK$219/mo
Deposit HK$333K · loan HK$778K · min. income ≈ HK$8,318/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,800
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,918
−HK$121/mo
Today · 4.125%
HK$4,039
baseline
▲ 0.50% · 4.625%
HK$4,284
+HK$245/mo
Deposit HK$278K · loan HK$833K · min. income ≈ HK$8,078/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,228
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,341
−HK$115/mo
Today · 4.125%
HK$4,456
baseline
▲ 0.50% · 4.625%
HK$4,691
+HK$235/mo
Deposit HK$278K · loan HK$833K · min. income ≈ HK$8,912/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,054
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,180
−HK$128/mo
Today · 4.125%
HK$4,308
baseline
▲ 0.50% · 4.625%
HK$4,570
+HK$262/mo
Deposit HK$222K · loan HK$889K · min. income ≈ HK$8,616/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,510
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,631
−HK$122/mo
Today · 4.125%
HK$4,753
baseline
▲ 0.50% · 4.625%
HK$5,004
+HK$251/mo
Deposit HK$222K · loan HK$889K · min. income ≈ HK$9,506/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,307
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,441
−HK$136/mo
Today · 4.125%
HK$4,577
baseline
▲ 0.50% · 4.625%
HK$4,856
+HK$279/mo
Deposit HK$167K · loan HK$944K · min. income ≈ HK$9,154/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,791
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,920
−HK$130/mo
Today · 4.125%
HK$5,050
baseline
▲ 0.50% · 4.625%
HK$5,316
+HK$266/mo
Deposit HK$167K · loan HK$944K · min. income ≈ HK$10,100/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,560
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,702
−HK$144/mo
Today · 4.125%
HK$4,846
baseline
▲ 0.50% · 4.625%
HK$5,141
+HK$295/mo
Deposit HK$111K · loan HK$1000K · min. income ≈ HK$9,692/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,073
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,209
−HK$138/mo
Today · 4.125%
HK$5,347
baseline
▲ 0.50% · 4.625%
HK$5,629
+HK$282/mo
Deposit HK$111K · loan HK$1000K · min. income ≈ HK$10,694/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).