▼ 0.50% · 3.625%
HK$2,003
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,066
−HK$63/mo
Today · 4.125%
HK$2,129
baseline
▲ 0.50% · 4.625%
HK$2,258
+HK$129/mo
Deposit HK$439K · loan HK$439K · min. income ≈ HK$4,258/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,229
−HK$120/mo
▼ 0.25% · 3.875%
HK$2,288
−HK$61/mo
Today · 4.125%
HK$2,349
baseline
▲ 0.50% · 4.625%
HK$2,473
+HK$124/mo
Deposit HK$439K · loan HK$439K · min. income ≈ HK$4,698/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,204
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,272
−HK$70/mo
Today · 4.125%
HK$2,342
baseline
▲ 0.50% · 4.625%
HK$2,484
+HK$142/mo
Deposit HK$395K · loan HK$483K · min. income ≈ HK$4,684/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,451
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,517
−HK$67/mo
Today · 4.125%
HK$2,584
baseline
▲ 0.50% · 4.625%
HK$2,720
+HK$136/mo
Deposit HK$395K · loan HK$483K · min. income ≈ HK$5,168/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,404
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,479
−HK$76/mo
Today · 4.125%
HK$2,555
baseline
▲ 0.50% · 4.625%
HK$2,710
+HK$155/mo
Deposit HK$351K · loan HK$527K · min. income ≈ HK$5,110/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,674
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,746
−HK$73/mo
Today · 4.125%
HK$2,819
baseline
▲ 0.50% · 4.625%
HK$2,967
+HK$148/mo
Deposit HK$351K · loan HK$527K · min. income ≈ HK$5,638/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,604
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,685
−HK$82/mo
Today · 4.125%
HK$2,767
baseline
▲ 0.50% · 4.625%
HK$2,936
+HK$169/mo
Deposit HK$307K · loan HK$571K · min. income ≈ HK$5,534/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,897
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,975
−HK$79/mo
Today · 4.125%
HK$3,054
baseline
▲ 0.50% · 4.625%
HK$3,215
+HK$161/mo
Deposit HK$307K · loan HK$571K · min. income ≈ HK$6,108/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,805
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,892
−HK$88/mo
Today · 4.125%
HK$2,980
baseline
▲ 0.50% · 4.625%
HK$3,162
+HK$182/mo
Deposit HK$264K · loan HK$615K · min. income ≈ HK$5,960/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,120
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,204
−HK$85/mo
Today · 4.125%
HK$3,289
baseline
▲ 0.50% · 4.625%
HK$3,462
+HK$173/mo
Deposit HK$264K · loan HK$615K · min. income ≈ HK$6,578/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,005
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,098
−HK$95/mo
Today · 4.125%
HK$3,193
baseline
▲ 0.50% · 4.625%
HK$3,388
+HK$195/mo
Deposit HK$220K · loan HK$659K · min. income ≈ HK$6,386/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,343
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,432
−HK$91/mo
Today · 4.125%
HK$3,523
baseline
▲ 0.50% · 4.625%
HK$3,709
+HK$186/mo
Deposit HK$220K · loan HK$659K · min. income ≈ HK$7,046/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,205
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,305
−HK$101/mo
Today · 4.125%
HK$3,406
baseline
▲ 0.50% · 4.625%
HK$3,613
+HK$207/mo
Deposit HK$176K · loan HK$703K · min. income ≈ HK$6,812/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,566
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,661
−HK$97/mo
Today · 4.125%
HK$3,758
baseline
▲ 0.50% · 4.625%
HK$3,956
+HK$198/mo
Deposit HK$176K · loan HK$703K · min. income ≈ HK$7,516/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,405
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,511
−HK$108/mo
Today · 4.125%
HK$3,619
baseline
▲ 0.50% · 4.625%
HK$3,839
+HK$220/mo
Deposit HK$132K · loan HK$747K · min. income ≈ HK$7,238/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,789
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,890
−HK$103/mo
Today · 4.125%
HK$3,993
baseline
▲ 0.50% · 4.625%
HK$4,204
+HK$211/mo
Deposit HK$132K · loan HK$747K · min. income ≈ HK$7,986/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,606
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,718
−HK$114/mo
Today · 4.125%
HK$3,832
baseline
▲ 0.50% · 4.625%
HK$4,065
+HK$233/mo
Deposit HK$88K · loan HK$791K · min. income ≈ HK$7,664/mo (50% DSR)
Upfront cash ≈ HK$88K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,011
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,119
−HK$109/mo
Today · 4.125%
HK$4,228
baseline
▲ 0.50% · 4.625%
HK$4,451
+HK$223/mo
Deposit HK$88K · loan HK$791K · min. income ≈ HK$8,456/mo (50% DSR)
Upfront cash ≈ HK$88K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).