▼ 0.50% · 3.625%
HK$1,921
−HK$120/mo
▼ 0.25% · 3.875%
HK$1,980
−HK$61/mo
Today · 4.125%
HK$2,041
baseline
▲ 0.50% · 4.625%
HK$2,165
+HK$124/mo
Deposit HK$421K · loan HK$421K · min. income ≈ HK$4,082/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,137
−HK$115/mo
▼ 0.25% · 3.875%
HK$2,194
−HK$58/mo
Today · 4.125%
HK$2,252
baseline
▲ 0.50% · 4.625%
HK$2,371
+HK$119/mo
Deposit HK$421K · loan HK$421K · min. income ≈ HK$4,504/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,113
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,178
−HK$67/mo
Today · 4.125%
HK$2,245
baseline
▲ 0.50% · 4.625%
HK$2,382
+HK$137/mo
Deposit HK$379K · loan HK$463K · min. income ≈ HK$4,490/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,350
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,413
−HK$64/mo
Today · 4.125%
HK$2,477
baseline
▲ 0.50% · 4.625%
HK$2,608
+HK$131/mo
Deposit HK$379K · loan HK$463K · min. income ≈ HK$4,954/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,305
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,376
−HK$73/mo
Today · 4.125%
HK$2,449
baseline
▲ 0.50% · 4.625%
HK$2,598
+HK$149/mo
Deposit HK$337K · loan HK$505K · min. income ≈ HK$4,898/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,564
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,633
−HK$69/mo
Today · 4.125%
HK$2,702
baseline
▲ 0.50% · 4.625%
HK$2,845
+HK$143/mo
Deposit HK$337K · loan HK$505K · min. income ≈ HK$5,404/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,497
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,574
−HK$79/mo
Today · 4.125%
HK$2,653
baseline
▲ 0.50% · 4.625%
HK$2,815
+HK$162/mo
Deposit HK$295K · loan HK$547K · min. income ≈ HK$5,306/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,778
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,852
−HK$76/mo
Today · 4.125%
HK$2,928
baseline
▲ 0.50% · 4.625%
HK$3,082
+HK$154/mo
Deposit HK$295K · loan HK$547K · min. income ≈ HK$5,856/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,689
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,772
−HK$85/mo
Today · 4.125%
HK$2,857
baseline
▲ 0.50% · 4.625%
HK$3,031
+HK$174/mo
Deposit HK$253K · loan HK$590K · min. income ≈ HK$5,714/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,991
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,072
−HK$81/mo
Today · 4.125%
HK$3,153
baseline
▲ 0.50% · 4.625%
HK$3,319
+HK$166/mo
Deposit HK$253K · loan HK$590K · min. income ≈ HK$6,306/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,881
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,971
−HK$91/mo
Today · 4.125%
HK$3,062
baseline
▲ 0.50% · 4.625%
HK$3,248
+HK$186/mo
Deposit HK$211K · loan HK$632K · min. income ≈ HK$6,124/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,205
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,291
−HK$87/mo
Today · 4.125%
HK$3,378
baseline
▲ 0.50% · 4.625%
HK$3,556
+HK$178/mo
Deposit HK$211K · loan HK$632K · min. income ≈ HK$6,756/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,073
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,169
−HK$97/mo
Today · 4.125%
HK$3,266
baseline
▲ 0.50% · 4.625%
HK$3,464
+HK$198/mo
Deposit HK$168K · loan HK$674K · min. income ≈ HK$6,532/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,419
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,510
−HK$93/mo
Today · 4.125%
HK$3,603
baseline
▲ 0.50% · 4.625%
HK$3,793
+HK$190/mo
Deposit HK$168K · loan HK$674K · min. income ≈ HK$7,206/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,265
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,367
−HK$103/mo
Today · 4.125%
HK$3,470
baseline
▲ 0.50% · 4.625%
HK$3,681
+HK$211/mo
Deposit HK$126K · loan HK$716K · min. income ≈ HK$6,940/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,632
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,730
−HK$99/mo
Today · 4.125%
HK$3,829
baseline
▲ 0.50% · 4.625%
HK$4,030
+HK$201/mo
Deposit HK$126K · loan HK$716K · min. income ≈ HK$7,658/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,457
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,565
−HK$109/mo
Today · 4.125%
HK$3,674
baseline
▲ 0.50% · 4.625%
HK$3,897
+HK$223/mo
Deposit HK$84K · loan HK$758K · min. income ≈ HK$7,348/mo (50% DSR)
Upfront cash ≈ HK$84K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,846
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,949
−HK$105/mo
Today · 4.125%
HK$4,054
baseline
▲ 0.50% · 4.625%
HK$4,267
+HK$213/mo
Deposit HK$84K · loan HK$758K · min. income ≈ HK$8,108/mo (50% DSR)
Upfront cash ≈ HK$84K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).