▼ 0.50% · 3.625%
HK$1,864
−HK$117/mo
▼ 0.25% · 3.875%
HK$1,922
−HK$59/mo
Today · 4.125%
HK$1,981
baseline
▲ 0.50% · 4.625%
HK$2,102
+HK$121/mo
Deposit HK$409K · loan HK$409K · min. income ≈ HK$3,962/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,074
−HK$112/mo
▼ 0.25% · 3.875%
HK$2,129
−HK$57/mo
Today · 4.125%
HK$2,186
baseline
▲ 0.50% · 4.625%
HK$2,301
+HK$115/mo
Deposit HK$409K · loan HK$409K · min. income ≈ HK$4,372/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,051
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,114
−HK$65/mo
Today · 4.125%
HK$2,179
baseline
▲ 0.50% · 4.625%
HK$2,312
+HK$133/mo
Deposit HK$368K · loan HK$450K · min. income ≈ HK$4,358/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,281
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,342
−HK$62/mo
Today · 4.125%
HK$2,404
baseline
▲ 0.50% · 4.625%
HK$2,531
+HK$127/mo
Deposit HK$368K · loan HK$450K · min. income ≈ HK$4,808/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,237
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,306
−HK$71/mo
Today · 4.125%
HK$2,377
baseline
▲ 0.50% · 4.625%
HK$2,522
+HK$145/mo
Deposit HK$327K · loan HK$490K · min. income ≈ HK$4,754/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,489
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,555
−HK$68/mo
Today · 4.125%
HK$2,623
baseline
▲ 0.50% · 4.625%
HK$2,761
+HK$138/mo
Deposit HK$327K · loan HK$490K · min. income ≈ HK$5,246/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,423
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,499
−HK$76/mo
Today · 4.125%
HK$2,575
baseline
▲ 0.50% · 4.625%
HK$2,732
+HK$157/mo
Deposit HK$286K · loan HK$531K · min. income ≈ HK$5,150/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,696
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,768
−HK$74/mo
Today · 4.125%
HK$2,842
baseline
▲ 0.50% · 4.625%
HK$2,991
+HK$149/mo
Deposit HK$286K · loan HK$531K · min. income ≈ HK$5,684/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,610
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,691
−HK$82/mo
Today · 4.125%
HK$2,773
baseline
▲ 0.50% · 4.625%
HK$2,942
+HK$169/mo
Deposit HK$245K · loan HK$572K · min. income ≈ HK$5,546/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,903
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,981
−HK$79/mo
Today · 4.125%
HK$3,060
baseline
▲ 0.50% · 4.625%
HK$3,221
+HK$161/mo
Deposit HK$245K · loan HK$572K · min. income ≈ HK$6,120/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,796
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,883
−HK$88/mo
Today · 4.125%
HK$2,971
baseline
▲ 0.50% · 4.625%
HK$3,152
+HK$181/mo
Deposit HK$204K · loan HK$613K · min. income ≈ HK$5,942/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,111
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,194
−HK$85/mo
Today · 4.125%
HK$3,279
baseline
▲ 0.50% · 4.625%
HK$3,452
+HK$173/mo
Deposit HK$204K · loan HK$613K · min. income ≈ HK$6,558/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,983
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,075
−HK$95/mo
Today · 4.125%
HK$3,170
baseline
▲ 0.50% · 4.625%
HK$3,362
+HK$192/mo
Deposit HK$163K · loan HK$654K · min. income ≈ HK$6,340/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,318
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,407
−HK$90/mo
Today · 4.125%
HK$3,497
baseline
▲ 0.50% · 4.625%
HK$3,682
+HK$185/mo
Deposit HK$163K · loan HK$654K · min. income ≈ HK$6,994/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,169
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,268
−HK$100/mo
Today · 4.125%
HK$3,368
baseline
▲ 0.50% · 4.625%
HK$3,573
+HK$205/mo
Deposit HK$123K · loan HK$695K · min. income ≈ HK$6,736/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,525
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,620
−HK$96/mo
Today · 4.125%
HK$3,716
baseline
▲ 0.50% · 4.625%
HK$3,912
+HK$196/mo
Deposit HK$123K · loan HK$695K · min. income ≈ HK$7,432/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,355
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,460
−HK$106/mo
Today · 4.125%
HK$3,566
baseline
▲ 0.50% · 4.625%
HK$3,783
+HK$217/mo
Deposit HK$82K · loan HK$736K · min. income ≈ HK$7,132/mo (50% DSR)
Upfront cash ≈ HK$82K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,733
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,833
−HK$101/mo
Today · 4.125%
HK$3,934
baseline
▲ 0.50% · 4.625%
HK$4,142
+HK$208/mo
Deposit HK$82K · loan HK$736K · min. income ≈ HK$7,868/mo (50% DSR)
Upfront cash ≈ HK$82K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).