▼ 0.50% · 3.625%
HK$22,278
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,971
−HK$704/mo
Today · 4.125%
HK$23,675
baseline
▲ 0.50% · 4.625%
HK$25,116
+HK$1,441/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,350/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$346,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,784
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,449
−HK$674/mo
Today · 4.125%
HK$26,123
baseline
▲ 0.50% · 4.625%
HK$27,500
+HK$1,377/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,246/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$346,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,506
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,268
−HK$775/mo
Today · 4.125%
HK$26,043
baseline
▲ 0.50% · 4.625%
HK$27,627
+HK$1,584/mo
Deposit HK$4.40M · loan HK$5.37M · min. income ≈ HK$52,086/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$346,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,262
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,994
−HK$741/mo
Today · 4.125%
HK$28,735
baseline
▲ 0.50% · 4.625%
HK$30,250
+HK$1,515/mo
Deposit HK$4.40M · loan HK$5.37M · min. income ≈ HK$57,470/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$346,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,734
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,565
−HK$845/mo
Today · 4.125%
HK$28,410
baseline
▲ 0.50% · 4.625%
HK$30,139
+HK$1,729/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$56,820/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$346,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,741
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,538
−HK$810/mo
Today · 4.125%
HK$31,348
baseline
▲ 0.50% · 4.625%
HK$33,000
+HK$1,652/mo
Deposit HK$3.91M · loan HK$5.86M · min. income ≈ HK$62,696/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$346,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,961
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,862
−HK$916/mo
Today · 4.125%
HK$30,778
baseline
▲ 0.50% · 4.625%
HK$32,650
+HK$1,872/mo
Deposit HK$3.42M · loan HK$6.35M · min. income ≈ HK$61,556/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$346,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,219
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,083
−HK$877/mo
Today · 4.125%
HK$33,960
baseline
▲ 0.50% · 4.625%
HK$35,750
+HK$1,790/mo
Deposit HK$3.42M · loan HK$6.35M · min. income ≈ HK$67,920/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$346,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,189
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,159
−HK$986/mo
Today · 4.125%
HK$33,145
baseline
▲ 0.50% · 4.625%
HK$35,162
+HK$2,017/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$66,290/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$346,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,698
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,628
−HK$944/mo
Today · 4.125%
HK$36,572
baseline
▲ 0.50% · 4.625%
HK$38,500
+HK$1,928/mo
Deposit HK$2.93M · loan HK$6.84M · min. income ≈ HK$73,144/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$346,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,417
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,456
−HK$1,057/mo
Today · 4.125%
HK$35,513
baseline
▲ 0.50% · 4.625%
HK$37,673
+HK$2,160/mo
Deposit HK$2.44M · loan HK$7.33M · min. income ≈ HK$71,026/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$346,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,176
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,173
−HK$1,012/mo
Today · 4.125%
HK$39,185
baseline
▲ 0.50% · 4.625%
HK$41,250
+HK$2,065/mo
Deposit HK$2.44M · loan HK$7.33M · min. income ≈ HK$78,370/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$346,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,645
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,754
−HK$1,126/mo
Today · 4.125%
HK$37,880
baseline
▲ 0.50% · 4.625%
HK$40,185
+HK$2,305/mo
Deposit HK$1.95M · loan HK$7.82M · min. income ≈ HK$75,760/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$346,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,654
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,718
−HK$1,079/mo
Today · 4.125%
HK$41,797
baseline
▲ 0.50% · 4.625%
HK$44,000
+HK$2,203/mo
Deposit HK$1.95M · loan HK$7.82M · min. income ≈ HK$83,594/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$346,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,873
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,051
−HK$1,197/mo
Today · 4.125%
HK$40,248
baseline
▲ 0.50% · 4.625%
HK$42,697
+HK$2,449/mo
Deposit HK$1.47M · loan HK$8.30M · min. income ≈ HK$80,496/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$346,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,133
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,263
−HK$1,146/mo
Today · 4.125%
HK$44,409
baseline
▲ 0.50% · 4.625%
HK$46,750
+HK$2,341/mo
Deposit HK$1.47M · loan HK$8.30M · min. income ≈ HK$88,818/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$346,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,100
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,348
−HK$1,267/mo
Today · 4.125%
HK$42,615
baseline
▲ 0.50% · 4.625%
HK$45,208
+HK$2,593/mo
Deposit HK$977K · loan HK$8.79M · min. income ≈ HK$85,230/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$346,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,611
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,808
−HK$1,213/mo
Today · 4.125%
HK$47,021
baseline
▲ 0.50% · 4.625%
HK$49,500
+HK$2,479/mo
Deposit HK$977K · loan HK$8.79M · min. income ≈ HK$94,042/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$346,996 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).