▼ 0.50% · 3.625%
HK$20,592
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,232
−HK$651/mo
Today · 4.125%
HK$21,883
baseline
▲ 0.50% · 4.625%
HK$23,214
+HK$1,331/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,766/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,908
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,522
−HK$624/mo
Today · 4.125%
HK$24,146
baseline
▲ 0.50% · 4.625%
HK$25,418
+HK$1,272/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,292/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,651
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,355
−HK$716/mo
Today · 4.125%
HK$24,071
baseline
▲ 0.50% · 4.625%
HK$25,536
+HK$1,465/mo
Deposit HK$4.06M · loan HK$4.97M · min. income ≈ HK$48,142/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,199
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,875
−HK$685/mo
Today · 4.125%
HK$26,560
baseline
▲ 0.50% · 4.625%
HK$27,960
+HK$1,400/mo
Deposit HK$4.06M · loan HK$4.97M · min. income ≈ HK$53,120/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,710
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,478
−HK$781/mo
Today · 4.125%
HK$26,259
baseline
▲ 0.50% · 4.625%
HK$27,857
+HK$1,598/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$52,518/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,489
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,227
−HK$748/mo
Today · 4.125%
HK$28,975
baseline
▲ 0.50% · 4.625%
HK$30,502
+HK$1,527/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$57,950/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,769
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,602
−HK$846/mo
Today · 4.125%
HK$28,448
baseline
▲ 0.50% · 4.625%
HK$30,179
+HK$1,731/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,896/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$273,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,780
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,579
−HK$810/mo
Today · 4.125%
HK$31,389
baseline
▲ 0.50% · 4.625%
HK$33,044
+HK$1,655/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,778/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$273,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,828
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,725
−HK$911/mo
Today · 4.125%
HK$30,636
baseline
▲ 0.50% · 4.625%
HK$32,500
+HK$1,864/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,272/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,071
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,931
−HK$873/mo
Today · 4.125%
HK$33,804
baseline
▲ 0.50% · 4.625%
HK$35,586
+HK$1,782/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,608/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,887
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,848
−HK$976/mo
Today · 4.125%
HK$32,824
baseline
▲ 0.50% · 4.625%
HK$34,822
+HK$1,998/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$65,648/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,362
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,283
−HK$935/mo
Today · 4.125%
HK$36,218
baseline
▲ 0.50% · 4.625%
HK$38,127
+HK$1,909/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$72,436/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,946
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,971
−HK$1,042/mo
Today · 4.125%
HK$35,013
baseline
▲ 0.50% · 4.625%
HK$37,143
+HK$2,130/mo
Deposit HK$1.81M · loan HK$7.22M · min. income ≈ HK$70,026/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,653
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,636
−HK$997/mo
Today · 4.125%
HK$38,633
baseline
▲ 0.50% · 4.625%
HK$40,669
+HK$2,036/mo
Deposit HK$1.81M · loan HK$7.22M · min. income ≈ HK$77,266/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,006
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,095
−HK$1,106/mo
Today · 4.125%
HK$37,201
baseline
▲ 0.50% · 4.625%
HK$39,464
+HK$2,263/mo
Deposit HK$1.35M · loan HK$7.68M · min. income ≈ HK$74,402/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,943
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,988
−HK$1,059/mo
Today · 4.125%
HK$41,047
baseline
▲ 0.50% · 4.625%
HK$43,211
+HK$2,164/mo
Deposit HK$1.35M · loan HK$7.68M · min. income ≈ HK$82,094/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,065
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,218
−HK$1,171/mo
Today · 4.125%
HK$39,389
baseline
▲ 0.50% · 4.625%
HK$41,786
+HK$2,397/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$78,778/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,234
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,340
−HK$1,122/mo
Today · 4.125%
HK$43,462
baseline
▲ 0.50% · 4.625%
HK$45,753
+HK$2,291/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$86,924/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,037 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).