▼ 0.50% · 3.625%
HK$18,083
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,646
−HK$571/mo
Today · 4.125%
HK$19,217
baseline
▲ 0.50% · 4.625%
HK$20,387
+HK$1,170/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$38,434/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,117
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,657
−HK$547/mo
Today · 4.125%
HK$21,204
baseline
▲ 0.50% · 4.625%
HK$22,322
+HK$1,118/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$42,408/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,892
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,510
−HK$629/mo
Today · 4.125%
HK$21,139
baseline
▲ 0.50% · 4.625%
HK$22,425
+HK$1,286/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$42,278/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$237,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,129
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,723
−HK$602/mo
Today · 4.125%
HK$23,325
baseline
▲ 0.50% · 4.625%
HK$24,554
+HK$1,229/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$46,650/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$237,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,700
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,375
−HK$686/mo
Today · 4.125%
HK$23,061
baseline
▲ 0.50% · 4.625%
HK$24,464
+HK$1,403/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$46,122/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,141
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,788
−HK$657/mo
Today · 4.125%
HK$25,445
baseline
▲ 0.50% · 4.625%
HK$26,786
+HK$1,341/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$50,890/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,508
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,240
−HK$742/mo
Today · 4.125%
HK$24,982
baseline
▲ 0.50% · 4.625%
HK$26,503
+HK$1,521/mo
Deposit HK$2.78M · loan HK$5.15M · min. income ≈ HK$49,964/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,153
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,854
−HK$712/mo
Today · 4.125%
HK$27,566
baseline
▲ 0.50% · 4.625%
HK$29,019
+HK$1,453/mo
Deposit HK$2.78M · loan HK$5.15M · min. income ≈ HK$55,132/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,317
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,104
−HK$800/mo
Today · 4.125%
HK$26,904
baseline
▲ 0.50% · 4.625%
HK$28,541
+HK$1,637/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$53,808/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$237,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,164
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,920
−HK$766/mo
Today · 4.125%
HK$29,686
baseline
▲ 0.50% · 4.625%
HK$31,251
+HK$1,565/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$59,372/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$237,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,125
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,969
−HK$857/mo
Today · 4.125%
HK$28,826
baseline
▲ 0.50% · 4.625%
HK$30,580
+HK$1,754/mo
Deposit HK$1.98M · loan HK$5.95M · min. income ≈ HK$57,652/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,176
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,986
−HK$821/mo
Today · 4.125%
HK$31,807
baseline
▲ 0.50% · 4.625%
HK$33,483
+HK$1,676/mo
Deposit HK$1.98M · loan HK$5.95M · min. income ≈ HK$63,614/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,933
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,833
−HK$915/mo
Today · 4.125%
HK$30,748
baseline
▲ 0.50% · 4.625%
HK$32,619
+HK$1,871/mo
Deposit HK$1.59M · loan HK$6.34M · min. income ≈ HK$61,496/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,188
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,051
−HK$876/mo
Today · 4.125%
HK$33,927
baseline
▲ 0.50% · 4.625%
HK$35,715
+HK$1,788/mo
Deposit HK$1.59M · loan HK$6.34M · min. income ≈ HK$67,854/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,742
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,698
−HK$971/mo
Today · 4.125%
HK$32,669
baseline
▲ 0.50% · 4.625%
HK$34,657
+HK$1,988/mo
Deposit HK$1.19M · loan HK$6.74M · min. income ≈ HK$65,338/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,200
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,117
−HK$930/mo
Today · 4.125%
HK$36,047
baseline
▲ 0.50% · 4.625%
HK$37,948
+HK$1,901/mo
Deposit HK$1.19M · loan HK$6.74M · min. income ≈ HK$72,094/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,550
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$33,562
−HK$1,029/mo
Today · 4.125%
HK$34,591
baseline
▲ 0.50% · 4.625%
HK$36,696
+HK$2,105/mo
Deposit HK$793K · loan HK$7.14M · min. income ≈ HK$69,182/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,211
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,183
−HK$985/mo
Today · 4.125%
HK$38,168
baseline
▲ 0.50% · 4.625%
HK$40,180
+HK$2,012/mo
Deposit HK$793K · loan HK$7.14M · min. income ≈ HK$76,336/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,912 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).