▼ 0.50% · 3.625%
HK$15,246
−HK$956/mo
▼ 0.25% · 3.875%
HK$15,720
−HK$482/mo
Today · 4.125%
HK$16,202
baseline
▲ 0.50% · 4.625%
HK$17,188
+HK$986/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$32,404/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,961
−HK$916/mo
▼ 0.25% · 3.875%
HK$17,416
−HK$461/mo
Today · 4.125%
HK$17,877
baseline
▲ 0.50% · 4.625%
HK$18,819
+HK$942/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$35,754/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,770
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,292
−HK$530/mo
Today · 4.125%
HK$17,822
baseline
▲ 0.50% · 4.625%
HK$18,906
+HK$1,084/mo
Deposit HK$3.01M · loan HK$3.68M · min. income ≈ HK$35,644/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$200,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,657
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$19,157
−HK$508/mo
Today · 4.125%
HK$19,665
baseline
▲ 0.50% · 4.625%
HK$20,701
+HK$1,036/mo
Deposit HK$3.01M · loan HK$3.68M · min. income ≈ HK$39,330/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$200,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,295
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,864
−HK$578/mo
Today · 4.125%
HK$19,442
baseline
▲ 0.50% · 4.625%
HK$20,625
+HK$1,183/mo
Deposit HK$2.67M · loan HK$4.01M · min. income ≈ HK$38,884/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,353
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,899
−HK$553/mo
Today · 4.125%
HK$21,452
baseline
▲ 0.50% · 4.625%
HK$22,583
+HK$1,131/mo
Deposit HK$2.67M · loan HK$4.01M · min. income ≈ HK$42,904/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,819
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,436
−HK$626/mo
Today · 4.125%
HK$21,062
baseline
▲ 0.50% · 4.625%
HK$22,344
+HK$1,282/mo
Deposit HK$2.34M · loan HK$4.35M · min. income ≈ HK$42,124/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$200,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,049
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,640
−HK$600/mo
Today · 4.125%
HK$23,240
baseline
▲ 0.50% · 4.625%
HK$24,465
+HK$1,225/mo
Deposit HK$2.34M · loan HK$4.35M · min. income ≈ HK$46,480/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$200,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,344
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,008
−HK$674/mo
Today · 4.125%
HK$22,682
baseline
▲ 0.50% · 4.625%
HK$24,063
+HK$1,381/mo
Deposit HK$2.01M · loan HK$4.68M · min. income ≈ HK$45,364/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,745
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,382
−HK$646/mo
Today · 4.125%
HK$25,028
baseline
▲ 0.50% · 4.625%
HK$26,347
+HK$1,319/mo
Deposit HK$2.01M · loan HK$4.68M · min. income ≈ HK$50,056/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,869
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,580
−HK$723/mo
Today · 4.125%
HK$24,303
baseline
▲ 0.50% · 4.625%
HK$25,781
+HK$1,478/mo
Deposit HK$1.67M · loan HK$5.01M · min. income ≈ HK$48,606/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,441
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,123
−HK$693/mo
Today · 4.125%
HK$26,816
baseline
▲ 0.50% · 4.625%
HK$28,229
+HK$1,413/mo
Deposit HK$1.67M · loan HK$5.01M · min. income ≈ HK$53,632/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,393
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,152
−HK$771/mo
Today · 4.125%
HK$25,923
baseline
▲ 0.50% · 4.625%
HK$27,500
+HK$1,577/mo
Deposit HK$1.34M · loan HK$5.35M · min. income ≈ HK$51,846/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$200,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,137
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,865
−HK$738/mo
Today · 4.125%
HK$28,603
baseline
▲ 0.50% · 4.625%
HK$30,111
+HK$1,508/mo
Deposit HK$1.34M · loan HK$5.35M · min. income ≈ HK$57,206/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$200,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,918
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,724
−HK$819/mo
Today · 4.125%
HK$27,543
baseline
▲ 0.50% · 4.625%
HK$29,219
+HK$1,676/mo
Deposit HK$1.00M · loan HK$5.68M · min. income ≈ HK$55,086/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,833
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,606
−HK$785/mo
Today · 4.125%
HK$30,391
baseline
▲ 0.50% · 4.625%
HK$31,993
+HK$1,602/mo
Deposit HK$1.00M · loan HK$5.68M · min. income ≈ HK$60,782/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,442
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,296
−HK$867/mo
Today · 4.125%
HK$29,163
baseline
▲ 0.50% · 4.625%
HK$30,938
+HK$1,775/mo
Deposit HK$669K · loan HK$6.02M · min. income ≈ HK$58,326/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$200,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,529
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,348
−HK$831/mo
Today · 4.125%
HK$32,179
baseline
▲ 0.50% · 4.625%
HK$33,875
+HK$1,696/mo
Deposit HK$669K · loan HK$6.02M · min. income ≈ HK$64,358/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$200,579 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).