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At today's rate and a 90% mortgage, the deposit on this unit is about HK$275K, with repayments around HK$12,006/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$275K · loan HK$2.48M · min. income ≈ HK$24,012/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- A
- Saleable Area
- 194 Saleable ft²
- Gross Area
- 348 ft²
- Efficiency
- 56%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-16 | HK$2.90M | −17.1% 6.2y · −3.0%/yr |
| 2020-02-06 | HK$3.50M | +297.7% 12.2y · 25.0%/yr |
| 2007-12-03 | HK$880K | −32.3% |
| 1998-06-24 | HK$1.30M | +4.0% |
| 1997-01-07 | HK$1.25M | — |