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At today's rate and a 90% mortgage, the deposit on this unit is about HK$291K, with repayments around HK$12,681/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$291K · loan HK$2.62M · min. income ≈ HK$25,362/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- B
- Saleable Area
- 209 Saleable ft²
- Gross Area
- 348 ft²
- Efficiency
- 60%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-04-08 | HK$3.80M | +17.6% 3.6y · 5.0%/yr |
| 2016-09-23 | HK$3.23M | +52.4% 4.2y · 12.0%/yr |
| 2012-06-22 | HK$2.12M | +72.4% |
| 2010-01-27 | HK$1.23M | +53.8% |
| 2006-05-11 | HK$800K | +25.0% |
| 2001-12-21 | HK$640K | −57.6% |
| 1997-10-09 | HK$1.51M | — |