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Crescira AVM · estimated value Medium confidence
HK$3.48M
≈ HK$13,040 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$348K, with repayments around HK$15,187/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$14,291
−HK$896/mo
▼ 0.25% · 3.875%
HK$14,735
−HK$452/mo
Today · 4.125%
HK$15,187
baseline
▲ 0.50% · 4.625%
HK$16,111
+HK$924/mo

Deposit HK$348K · loan HK$3.13M · min. income ≈ HK$30,374/mo (50% DSR)

Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Shau Kei Wan Station
≈ 2 min walk · 156 m
Education
27
schools within 1 km (13 within 500 m)
Daily convenience
30
within 1 km (20 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
33
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Shau Kei Wan Station Station.

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 30 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
13/F
Flat
D
Saleable Area
267 Saleable ft²
Gross Area
359 ft²
Efficiency
74%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2024-10-07 HK$2.60M −27.8%
8.7y · −3.0%/yr
2016-02-24 HK$3.60M +111.8%
5.3y · 21.0%/yr
2010-11-03 HK$1.70M +165.6%
2003-01-08 HK$640K −36.0%
1998-11-03 HK$1.00M
Data sourced from Renavon.com